10 Ways to Maximize Your Year-End Offering
Year-end giving is a crucial time for your church. Here are 10 ways you can maximize end of the year giving in your church.
November 14, 2019
There are roughly 2,000 Bible verses about money and possessions. But here are 9 practical principles you need to know.
July 11, 2018
Money, money, money.
You think about money.
You work for money.
You save money.
You spend money.
You tithe your money.
You stress over money.
Even though money isn’t an essential thing in your life. A significant portion of your life will revolve around earning, saving, giving, and spending money. So your relationship with money isn’t something you can just brush aside as unspiritual or unnecessary.
To help you manage your money well, we reviewed over a hundred Bible verses about money, money management, and money trouble to see what God has to say about this critical piece of life.
In this post, we’re going to address these three big topics:
Now, when it comes to breaking down what the Bible has to say about money, we identified the following nine principles you need to know:
This post is a doozy, and it will take you 10 minutes or more to read.
Let’s get ready to dig in!
In short, money is a medium of exchange.
It’s an agreed upon item you can use to make a purchase, trade, or pay off a debt. The medium of exchange will differ in many countries. What is more, the use of money makes it a whole lot easier to get what you need instead of having swap your pet dog for a box of cereal.
Here’s one thing you need to know about money: It’s amoral.
Money doesn’t have a life. It cannot act on its own. It cannot do good deeds, and it cannot commit crimes. Basically, it’s neither good or bad.
Money can only do what you tell it to do.
Money is not the root of all evil. But the love of money is the root of all evil (1 Tim. 6:10).
If the concept of money is so simple and it doesn’t have a power emanating from its core drawing us to it, then why do we sweat over money so much? Why does the church talk so often about money? These are great questions, which leads me to my next point.
There are two good reasons why the Church talks so often about money.
First, the reason the Church talks about money is because God talks about money.
Consider these statistics:
Many verses in the Bible talk about money, and for a good reason too, which leads me to my next point.
Second, money is frequently discussed in the Bible because there’s a direct correlation between the way we handle our money and our faith.
When it comes to money, we will either worship wealth or worship with our wealth.
Read that again.
There’s a big difference between the two.
From the seduction of success to the lure of lust, many things in this world will vie for your affection and devotion. But the most significant idol you will face is money (Matt. 6:24).
God desires our devotion, and he knows you will come face-to-face with the temptation of money, which is why he speaks so often about it.
Money itself may be amoral. But it’s our attachment to and our worship of money that will lead us into sin and making poor financial decisions.
In the words of Jesus, “For where your treasure is, there your heart will be also” (Luke 12:34).
After reviewing Bible verses about money, there are a nine big principles that come to the surface, including:
What the Bible has to say about money isn’t limited to these nine principles.
Remember, there are roughly 2,000 Bible verses about money and possessions, which means there are way more nuances talked about in the Bible than these nine.
All I’m saying is that these nine principles appear to be the most prominent.
God doesn’t talk about money because he’s broke and needs a helping hand. Far from it. God owns everything (Ex. 19:5).
Since God is the rightful owner of everything we have, this means the money we earn actually belongs to God. Practically speaking, God calls us to manage the money we accumulate on his behalf. This is the essence of biblical stewardship.
Now therefore, if you will indeed obey my voice and keep my covenant, you shall be my treasured possession among all peoples, for all the earth is mine.
Who has first given to me, that I should repay him? Whatever is under the whole heaven is mine.
The earth is the LORD’s and the fullness thereof, the world and those who dwell therein,
Who forbid marriage and require abstinence from foods that God created to be received with thanksgiving by those who believe and know the truth. For everything created by God is good, and nothing is to be rejected if it is received with thanksgiving, for it is made holy by the word of God and prayer.
Money is a tool God uses to help us live and love like Jesus.
Regardless of how much—or how little—money you have, God is at work in your life through your circumstances. He is leading you to a deeper trust in him. This is exactly what we see in Philippians 4:11-12:
"Not that I am speaking of being in need, for I have learned in whatever situation I am to be content. I know how to be brought low, and I know how to abound. In any and every circumstance, I have learned the secret of facing plenty and hunger, abundance and need."
Are you struggling financially? Or are you swimming in a financial abundance?
Regardless of your situation, instead of asking “why” or just saying “thanks,” be sure to ask God what you can learn since there is a connection between your faith and money.
“No one can serve two masters, for either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve God and money.”
"For where your treasure is, there will your heart be also.”
"If then you have not been faithful in the unrighteous wealth, who will entrust to you the true riches? And if you have not been faithful in that which is another’s, who will give you that which is your own?"
In Bible verses about putting your hope in money, you’re going to come across a ton of warnings:
If you’re not careful, it can be easy to place your hope in money. Money is something we can hold in our hands or look at in our bank account. We feel the weight of its absence or possess a sense of self-sufficiency when we have it in abundance.
When it comes to money, wealthy people are not the only ones who will be tempted to sin. Regardless of how much money you have, you’ll be tempted to sin in different ways.
Instead of placing your hope in money or whatever generates income, place your hope in God. He owns everything, and he will provide you with what you need to live your life for him.
Check out these Bible verses about putting your hope in money:
"The LORD makes poor and makes rich; he brings low and he exalts.”
It’s difficult to be content—with yourself, with your work, with your family, and with your possessions.
We are bombarded with a slew of messages and images everywhere we go that entice us to pursue something “better.”
From wanting a new car, getting a bigger house, or coveting a promotion at work, the world we live in compels us to be dissatisfied with who we are and what we have.
Discontentment may not sound like a big deal on the surface. But it’s a subtle sin leading us to desire more or something different, yet it leaves us lacking and empty-handed in the end.
Living in a state of discontentment can tempt you to take on unnecessary debt, cheat on your spouse, or make unwise decisions at work in an attempt to get ahead.
Now ,contentment is more than just being happy with who you are and what you have—contentment is rooted in God’s love for you. It's learning to be satisfied wholly in Christ regardless if you have a little or a lot of money.
In Bible verses about contentment, we learn two essential truths:
In your fight for contentment, God will empower you to obtain this mysterious and elusive virtue. It’s not something beyond your reach. In the words of the Apostle Paul, “I can do all thing through him who strengthens me” (Phil. 4:13).
Here is a list of Bible verses about contentment to help you fight for contentment:
"If they listen and serve him, they complete their days in prosperity, and their years in pleasantness.”
"The fear of the LORD leads to life, and whoever has it rests satisfied; he will not be visited by harm.”
"Better is the little that the righteous has than the abundance of many wicked. For the arms of the wicked shall be broken, but the LORD upholds the righteous.”
"But he said to me, 'My grace is sufficient for you, for my power is made perfect in weakness.' Therefore I will boast all the more gladly of my weaknesses, so that the power of Christ may rest upon me. For the sake of Christ, then, I am content with weaknesses, insults, hardships, persecutions, and calamities. For when I am weak, then I am strong.”
"Not that I am speaking of being in need, for I have learned in whatever situation I am to be content. I know how to be brought low, and I know how to abound. In any and every circumstance, I have learned the secret of facing plenty and hunger, abundance and need. I can do all things through him who strengthens me.”
"And my God will supply every need of yours according to his riches in glory in Christ Jesus.”
"But godliness with contentment is great gain, or we brought nothing into the world, and we cannot take anything out of the world. But if we have food and clothing, with these we will be content. But those who desire to be rich fall into temptation, into a snare, into many senseless and harmful desires that plunge people into ruin and destruction. For the love of money is a root of all kinds of evils. It is through this craving that some have wandered away from the faith and pierced themselves with many pangs.”
But as for you, O man of God, flee these things. Pursue righteousness, godliness, faith, love, steadfastness, gentleness. Fight the good fight of the faith. Take hold of the eternal life to which you were called and about which you made the good confession in the presence of many witnesses."
We’ve written at length on scriptures about work.
In short, here’s what you need to know: In general, you need to work to earn money.
Some people are unable to work for different reasons. Whether it’s an illness or physical handicap, you may be unable to obtain gainful employment.
To support people who are unable to provide for him or herself, in general, God has provided three different layers of support:
Without getting into the details about the biblical view of wealth and poverty, we do find many examples and commands in the Bible verses about money about taking care of the poor, widows, and orphans. God has provided a safety net for people in three different ways: the family, the church, and the state.
Now, on the other side of this coin, we also observe many examples and commands in the Bible encouraging Christians to work diligently. Since we are created in the image of God, we are hardwired to work, to create. What is more, God has commanded us to work.
When it comes to God’s command to work, it was given before sin entered the world and the human heart. Work is rooted in God’s good created order.
There are many positive benefits associated with gainful employment. However, since sin has entered the world, we will be tempted to worship work (make it our god), reject work (become lazy), or twist work (do something sinful).
In Christ, God redeems work.
He took the “thorns and thistles” we work among (Gen. 1:18), and he wore a crown of thorns on his head as a reminder that he is the “Kind of kings and the Lord of lords” (Rev. 19:16).
Practically, this means through faith in Jesus, you will be empowered to glorify God in your work and for the good of others.
Check out these verses about providing for the poor, and working hard for your money:
"You shall not mistreat any widow or fatherless child.”
“If you lend money to any of my people with you who is poor, you shall not be like a moneylender to him, and you shall not exact interest from him."
“If a man is found lying with the wife of another man, both of them shall die, the man who lay with the woman, and the woman. So you shall purge the evil from Israel.”
“You shall not charge interest on loans to your brother, interest on money, interest on food, interest on anything that is lent for interest.”
"When you beat your olive trees, you shall not go over them again. It shall be for the sojourner, the fatherless, and the widow.”
"The blessing of the LORD makes rich, and he adds no sorrow with it.”
"Where there is no guidance, a people falls, but in an abundance of counselors there is safety.”
"Wealth gained hastily will dwindle, but whoever gathers little by little will increase it.”
"Why should a fool have money in his hand to buy wisdom when he has no sense?”
"A good name is to be chosen rather than great riches, and favor is better than silver or gold.”
"For he sees that even the wise die; the fool and the stupid alike must perish and leave their wealth to others. Their graves are their homes forever, their dwelling places to all generations, though they called lands by their own names. Man in his pomp will not remain; he is like the beasts that perish.”
“Then I will draw near to you for judgment. I will be a swift witness against the sorcerers, against the adulterers, against those who swear falsely, against those who oppress the hired worker in his wages, the widow and the fatherless, against those who thrust aside the sojourner, and do not fear me, says the LORD of hosts.”
"Jesus said to him, 'If you would be perfect, go, sell what you possess and give to the poor, and you will have treasure in heaven; and come, follow me.' When the young man heard this he went away sorrowful, for he had great possessions.
And Jesus said to his disciples, 'Truly, I say to you, only with difficulty will a rich person enter the kingdom of heaven. Again I tell you, it is easier for a camel to go through the eye of a needle than for a rich person to enter the kingdom of God.' When the disciples heard this, they were greatly astonished, saying, 'Who then can be saved?' But Jesus looked at them and said, 'With man this is impossible, but with God all things are possible.’”
"And Jesus entered the temple and drove out all who sold and bought in the temple, and he overturned the tables of the money-changers and the seats of those who sold pigeons. He said to them, 'It is written, ‘My house shall be called a house of prayer,’ but you make it a den of robbers.’”
"Soldiers also asked him, 'And we, what shall we do?' And he said to them, 'Do not extort money from anyone by threats or by false accusation, and be content with your wages.’”
"Sell your possessions, and give to the needy. Provide yourselves with moneybags that do not grow old, with a treasure in the heavens that does not fail, where no thief approaches and no moth destroys.”
"There was not a needy person among them, for as many as were owners of lands or houses sold them and brought the proceeds of what was sold.”
"Now in these days when the disciples were increasing in number, a complaint by the Hellenists arose against the Hebrews because their widows were being neglected in the daily distribution.”
"But Peter said to him, 'May your silver perish with you, because you thought you could obtain the gift of God with money!’”
"In all things I have shown you that by working hard in this way we must help the weak and remember the words of the Lord Jesus, how he himself said, ‘It is more blessed to give than to receive.’”
"For each will have to bear his own load.”
"Honor widows who are truly widows. But if a widow has children or grandchildren, let them first learn to show godliness to their own household and to make some return to their parents, for this is pleasing in the sight of God. She who is truly a widow, left all alone, has set her hope on God and continues in supplications and prayers night and day, but she who is self-indulgent is dead even while she lives. Command these things as well, so that they may be without reproach. But if anyone does not provide for his relatives, and especially for members of his household, he has denied the faith and is worse than an unbeliever.
Let a widow be enrolled if she is not less than sixty years of age, having been the wife of one husband, and having a reputation for good works: if she has brought up children, has shown hospitality, has washed the feet of the saints, has cared for the afflicted, and has devoted herself to every good work."
For the love of money is a root of all kinds of evils. It is through this craving that some have wandered away from the faith and pierced themselves with many pangs.”
"As for the rich in this present age, charge them not to be haughty, nor to set their hopes on the uncertainty of riches, but on God, who richly provides us with everything to enjoy. They are to do good, to be rich in good works, to be generous and ready to share, thus storing up treasure for themselves as a good foundation for the future, so that they may take hold of that which is truly life.”
"Now we command you, brothers, in the name of our Lord Jesus Christ, that you keep away from any brother who is walking in idleness and not in accord with the tradition that you received from us. For you yourselves know how you ought to imitate us, because we were not idle when we were with you, nor did we eat anyone’s bread without paying for it, but with toil and labor we worked night and day, that we might not be a burden to any of you. It was not because we do not have that right, but to give you in ourselves an example to imitate. For even when we were with you, we would give you this command: If anyone is not willing to work, let him not eat. For we hear that some among you walk in idleness, not busy at work, but busybodies. Now such persons we command and encourage in the Lord Jesus Christ to do their work quietly and to earn their own living.
As for you, brothers, do not grow weary in doing good. If anyone does not obey what we say in this letter, take note of that person, and have nothing to do with him, that he may be ashamed.”
"Religion that is pure and undefiled before God the Father is this: to visit orphans and widows in their affliction, and to keep oneself unstained from the world.”
"Do not love the world or the things in the world. If anyone loves the world, the love of the Father is not in him. For all that is in the world—the desires of the flesh and the desires of the eyes and pride of life—is not from the Father but is from the world. And the world is passing away along with its desires, but whoever does the will of God abides forever.”
"For you say, I am rich, I have prospered, and I need nothing, not realizing that you are wretched, pitiable, poor, blind, and naked."
Who is a greedy person?
Is it a politician?
How about the CEO of a multi-billion dollar company?
Or are athletes, musicians, or actors or actresses greedy?
Regardless of what image comes to your mind, here’s one thing you need to know about greed: It’s not good, and you’ll have to fight it off in your life.
Greed is bad, and it’s something every single one of us will have to fight in our life. In the words of the Apostle Paul, “Put to death, therefore, whatever belongs to your earthly nature: sexual immorality, impurity, lust, evil desires and greed, which is idolatry” (Col. 3:5).
There’s a good chance you probably don’t think you have a greed problem. But let me ask you these questions:
In life, the presence of greed will come and go in waves, which is why it’s a good idea to keep your finger on the pulse of your heart and to kill the presence of sin in your life with the antidote of the gospel.
Now the LORD said to Abram, 'Go from your country and your kindred and your father’s house to the land that I will show you. And I will make of you a great nation, and I will bless you and make your name great, so that you will be a blessing. I will bless those who bless you, and him who dishonors you I will curse, and in you all the families of the earth shall be blessed.’”
"You shall remember the LORD your God, for it is he who gives you power to get wealth, that he may confirm his covenant that he swore to your fathers, as it is this day.”
"Whoever is greedy for unjust gain troubles his own household, but he who hates bribes will live.”
"A stingy man hastens after wealth and does not know that poverty will come upon him.”
"A greedy man stirs up strife, but the one who trusts in the LORD will be enriched.”
"As for what was sown among thorns, this is the one who hears the word, but the cares of the world and the deceitfulness of riches choke the word, and it proves unfruitful.”
"For from within, out of the heart of man, come evil thoughts, sexual immorality, theft, murder, adultery, coveting, wickedness, deceit, sensuality, envy, slander, pride, foolishness.”
"Someone in the crowd said to him, 'Teacher, tell my brother to divide the inheritance with me.’But he said to him, 'Man, who made me a judge or arbitrator over you?' And he said to them, 'Take care, and be on your guard against all covetousness, for one’s life does not consist in the abundance of his possessions.' And he told them a parable, saying, “The land of a rich man produced plentifully, and he thought to himself, ‘What shall I do, for I have nowhere to store my crops?’ And he said, ‘I will do this: I will tear down my barns and build larger ones, and there I will store all my grain and my goods. And I will say to my soul, “Soul, you have ample goods laid up for many years; relax, eat, drink, be merry.”’ But God said to him, ‘Fool! This night your soul is required of you, and the things you have prepared, whose will they be?’ So is the one who lays up treasure for himself and is not rich toward God.”
"What then shall we say? That the law is sin? By no means! Yet if it had not been for the law, I would not have known sin. For I would not have known what it is to covet if the law had not said, 'You shall not covet.’”
"But now I am writing to you not to associate with anyone who bears the name of brother if he is guilty of sexual immorality or greed, or is an idolater, reviler, drunkard, or swindler—not even to eat with such a one.”
"Or do you not know that the unrighteous will not inherit the kingdom of God? Do not be deceived: neither the sexually immoral, nor idolaters, nor adulterers, nor men who practice homosexuality, nor thieves, nor the greedy, nor drunkards, nor revilers, nor swindlers will inherit the kingdom of God.”
"For you may be sure of this, that everyone who is sexually immoral or impure, or who is covetous (that is, an idolater), has no inheritance in the kingdom of Christ and God.”
"For the love of money is a root of all kinds of evils. It is through this craving that some have wandered away from the faith and pierced themselves with many pangs.”
"As for the rich in this present age, charge them not to be haughty, nor to set their hopes on the uncertainty of riches, but on God, who richly provides us with everything to enjoy. They are to do good, to be rich in good works, to be generous and ready to share."
"For we never came with words of flattery, as you know, nor with a pretext for greed—God is witness.”
"Keep your life free from love of money, and be content with what you have, for he has said, “I will never leave you nor forsake you.”
"Shepherd the flock of God that is among you, exercising oversight, not under compulsion, but willingly, as God would have you; not for shameful gain, but eagerly; not domineering over those in your charge, but being examples to the flock.”
"They have eyes full of adultery, insatiable for sin. They entice unsteady souls. They have hearts trained in greed. Accursed children! Forsaking the right way, they have gone astray. They have followed the way of Balaam, the son of Beor, who loved gain from wrongdoing.”
"Come now, you rich, weep and howl for the miseries that are coming upon you. Your riches have rotted and your garments are moth-eaten. Your gold and silver have corroded, and their corrosion will be evidence against you and will eat your flesh like fire. You have laid up treasure in the last days. Behold, the wages of the laborers who mowed your fields, which you kept back by fraud, are crying out against you, and the cries of the harvesters have reached the ears of the Lord of hosts. You have lived on the earth in luxury and in self-indulgence. You have fattened your hearts in a day of slaughter. You have condemned and murdered the righteous person. He does not resist you."
There’s a good chance you have financial debt.
How can I make such a bold statement?
According to research, total household debt in the United States was $13.15 trillion at the end of 2017. So there’s a good chance you have some debt.
Since debt is so common in the United States, and a the leading cause of financial stress, it’s essential to get God’s perspective on debt so that you can best manage your finances.
So what does the Bible say about debt?
After you review the Bible verses about debt, you’ll discover three principles:
Even though God doesn't forbid debt, you still want to be cautious when you consider taking on debt. It’s also a good idea to seek the advice of a financial advisor or godly counsel to speak into your financial situation.
If you are in debt (not including your mortgage), prayerfully consider the steps you can take to get out of debt as soon as possible—especially when it comes to paying off credit cards.
"The LORD will open to you his good treasury, the heavens, to give the rain to your land in its season and to bless all the work of your hands. And you shall lend to many nations, but you shall not borrow.”
"When you vow a vow to God, do not delay paying it, for he has no pleasure in fools. Pay what you vow.”
"My son, if you have put up security for your neighbor, have given your pledge for a stranger, if you are snared in the words of your mouth, caught in the words of your mouth, then do this, my son, and save yourself, for you have come into the hand of your neighbor: go, hasten, and plead urgently with your neighbor. Give your eyes no sleep and your eyelids no slumber; save yourself like a gazelle from the hand of the hunter, like a bird from the hand of the fowler.”
"Take a man’s garment when he has put up security for a stranger, and hold it in pledge when he puts up security for foreigners.”
"The rich rules over the poor, and the borrower is the slave of the lender.”
"Be not one of those who give pledges, who put up security for debts.”
"The wicked borrows but does not pay back, but the righteous is generous and gives.”
"Give to the one who begs from you, and do not refuse the one who would borrow from you.”
“No one can serve two masters, for either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve God and money.”
"But love your enemies, and do good, and lend, expecting nothing in return, and your reward will be great, and you will be sons of the Most High, for he is kind to the ungrateful and the evil.”
"For which of you, desiring to build a tower, does not first sit down and count the cost, whether he has enough to complete it?”
"Pay to all what is owed to them: taxes to whom taxes are owed, revenue to whom revenue is owed, respect to whom respect is owed, honor to whom honor is owed. Owe no one anything, except to love each other, for the one who loves another has fulfilled the law."
Wouldn’t it be nice if there was one Bible verse about money management that would deliver you from all of your financial worries?
I wish there was something I can share, but this isn’t the case—at all.
To manage your money, there are two steps you need to take:
First, you need a plan.
In your financial plan, you need to answer the following questions:
After you know your income and expenses, here are four more questions you should consider:
These steps will help you make a plan, and there are many personal budget templates you can find online to guide your efforts.
Second, after you make a plan, you have to work your plan.
For this step, you have to look in the mirror and realize there’s no one else in your life who can take responsibility for your financial situation.
You have to pay your bills.
You have to fight the temptation of accumulating more debt.
Thankfully, you’re not left alone in your decisions. You can find forgiveness for poor financial choices in Christ, and you can be hopeful that he will help you to get out of your financial troubles.
“If among you, one of your brothers should become poor, in any of your towns within your land that the LORD your God is giving you, you shall not harden your heart or shut your hand against your poor brother.”
"For the protection of wisdom is like the protection of money, and the advantage of knowledge is that wisdom preserves the life of him who has it.”
"Honor the LORD with your wealth and with the firstfruits of all your produce; then your barns will be filled with plenty, and your vats will be bursting with wine.”
"A slack hand causes poverty, but the hand of the diligent makes rich.”
"The wisdom of the prudent is to discern his way, but the folly of fools is deceiving.”
"For which of you, desiring to build a tower, does not first sit down and count the cost, whether he has enough to complete it? Otherwise, when he has laid a foundation and is not able to finish, all who see it begin to mock him, saying, ‘This man began to build and was not able to finish.’"
We’re prone to worry about money, which makes perfect sense.
From the increase in cost of living, taking on too much debt, to unexpected expenses, there are a ton of reasons why we may feel anxious about our financial situation.
Naturally, to resolve our situation, the first thing many of us do—including myself—is to think about making more money.
If I could only get a raise.
It would be awesome if I scored that sweet promotion.
I’d love to score big on the lottery one day.
Wouldn’t it be nice to have a high-paying side hustle?
These are some thoughts that may go through your mind from time-to-time (though I’m not advocating for gambling). But here’s the deal about making more money:
Acquiring more money may not fix your financial problems.
According to Richard Watts, author of Fables of Fortune, more money may actually cause you more problems.
Making more money sounds good on the surface, and it may be the best course of action you can take. But it’s not the silver bullet to every financial problem.
To solve your financial problems, Bible verses about money worries encourage us to take this first step:
Trust the Lord.
I know this sounds trite, but hear me out.
Yes, you’ll need to make a plan, curve your spending, and get out of debt. But the heart of your problem isn’t your finances.
The heart of your problem is whether or not you’re worshipping your money or worshiping with your money.
Here’s what we learn about God and our money from the Bible verses about money trouble:
Today, if youre feeling stress about your financial situation, take a moment to read these Bible verses about money worries, meditate on them, and take a break to pray.
“But who am I, and what is my people, that we should be able thus to offer willingly? For all things come from you, and of your own have we given you.”
"He who loves money will not be satisfied with money, nor he who loves wealth with his income; this also is vanity.”
"Honor the LORD with your wealth and with the firstfruits of all your produce; then your barns will be filled with plenty, and your vats will be bursting with wine.”
"Whoever trusts in his riches will fall, but the righteous will flourish like a green leaf.”
"Anxiety in a man’s heart weighs him down, but a good word makes him glad.”
"Do not toil to acquire wealth; be discerning enough to desist. When your eyes light on it, it is gone, for suddenly it sprouts wings, flying like an eagle toward heaven.”
"Cast your burden on the LORD, and he will sustain you; he will never permit the righteous to be moved.”
"When I am afraid, I put my trust in you.”
"Put no trust in extortion; set no vain hopes on robbery; if riches increase, set not your heart on them.”
"When the cares of my heart are many, your consolations cheer my soul.”
“Do not lay up for yourselves treasures on earth, where moth and rust destroy and where thieves break in and steal, but lay up for yourselves treasures in heaven, where neither moth nor rust destroys and where thieves do not break in and steal. For where your treasure is, there your heart will be also.”
“Therefore I tell you, do not be anxious about your life, what you will eat or what you will drink, nor about your body, what you will put on. Is not life more than food, and the body more than clothing? Look at the birds of the air: they neither sow nor reap nor gather into barns, and yet your heavenly Father feeds them. Are you not of more value than they? And which of you by being anxious can add a single hour to his span of life? And why are you anxious about clothing? Consider the lilies of the field, how they grow: they neither toil nor spin, yet I tell you, even Solomon in all his glory was not arrayed like one of these. But if God so clothes the grass of the field, which today is alive and tomorrow is thrown into the oven, will he not much more clothe you, O you of little faith? Therefore do not be anxious, saying, ‘What shall we eat?’ or ‘What shall we drink?’ or ‘What shall we wear?’ For the Gentiles seek after all these things, and your heavenly Father knows that you need them all. But seek first the kingdom of God and his righteousness, and all these things will be added to you.
Therefore do not be anxious about tomorrow, for tomorrow will be anxious for itself. Sufficient for the day is its own trouble.”
"Come to me, all who labor and are heavy laden, and I will give you rest. Take my yoke upon you, and learn from me, for I am gentle and lowly in heart, and you will find rest for your souls. For my yoke is easy, and my burden is light.”
“But the cares of the world and the deceitfulness of riches and the desires for other things enter in and choke the word, and it proves unfruitful.”
"For what does it profit a man to gain the whole world and forfeit his soul?”
"And as for what fell among the thorns, they are those who hear, but as they go on their way they are choked by the cares and riches and pleasures of life, and their fruit does not mature.”
"And he said to his disciples, 'Therefore I tell you, do not be anxious about your life, what you will eat, nor about your body, what you will put on. For life is more than food, and the body more than clothing. Consider the ravens: they neither sow nor reap, they have neither storehouse nor barn, and yet God feeds them. Of how much more value are you than the birds! And which of you by being anxious can add a single hour to his span of life? If then you are not able to do as small a thing as that, why are you anxious about the rest? Consider the lilies, how they grow: they neither toil nor spin, yet I tell you, even Solomon in all his glory was not arrayed like one of these. But if God so clothes the grass, which is alive in the field today, and tomorrow is thrown into the oven, how much more will he clothe you, O you of little faith! And do not seek what you are to eat and what you are to drink, nor be worried. For all the nations of the world seek after these things, and your Father knows that you need them. Instead, seek his kingdom, and these things will be added to you.
Fear not, little flock, for it is your Father’s good pleasure to give you the kingdom. Sell your possessions, and give to the needy. Provide yourselves with moneybags that do not grow old, with a treasure in the heavens that does not fail, where no thief approaches and no moth destroys. For where your treasure is, there will your heart be also.”
“One who is faithful in a very little is also faithful in much, and one who is dishonest in a very little is also dishonest in much. If then you have not been faithful in the unrighteous wealth, who will entrust to you the true riches? And if you have not been faithful in that which is another’s, who will give you that which is your own?”
"Peace I leave with you; my peace I give to you. Not as the world gives do I give to you. Let not your hearts be troubled, neither let them be afraid.”
“Do not be anxious about anything, but in everything by prayer and supplication with thanksgiving let your requests be made known to God.”
"Keep your life free from love of money, and be content with what you have, for he has said, 'I will never leave you nor forsake you.' So we can confidently say, 'The Lord is my helper; I will not fear; what can man do to me?”
“Casting all your anxieties on him, because he cares for you."
In a previous blog post, I shared the different ways your church can thank donors—from automated emails to year-end giving reports. Printed donation letters also play an essential role in your church’s stewardship efforts.
Donation letters are the Swiss Army knife of your church’s gratitude arsenal. It may not be the most powerful—but it’s versatile, handy, and gets used often.
Your basic church donation letter can serve many different purposes, including:
A single, well-crafted donation letter can pull together several of these things simultaneously. Better donation letters lead to more giving, which leads to more donation letters—thus creating a cycle of on-going church generosity.
Here’s the good news—you don’t have to write an individualized letter for every person who gives to your church. That would be tough to do for even smaller churches. And most donors don’t expect you to. They’d rather you be putting their gift to better use in the community, instead of ceaselessly writing thank you notes.
With the possible exception of some unique circumstances, your church can use template language for the majority of your church donation letters. You’ll have to add in custom details like the donor’s name and gift amount, but you can write everything else in advance.
To make this even easier on you, here are a few basic church donation letter templates you can copy and paste. Keep in mind that not all of these have to be in print—you could just as easily turn some of these samples into email appeals.
The Donation Acknowledgement Letter is a basic way you can confirm and affirm a monetary gift to your church. Sending these is standard practice in church and nonprofit culture.
Dear [first name],
I want to personally thank you for your donation of [gift amount] to [church name]. We’re honored you would bless us with your generosity. Donations like yours make a big difference in the work our church is doing in the community.
Without givers like you, our church can’t have an impact or influence in our community. With your support, we’re partnering with local nonprofits, sending out global mission trips, and hosting small groups on topics that help real people like you. Together, we can make a difference.
Because we’re a tax-exempt nonprofit, you also get to write this donation off on your taxes. This letter serves as official proof of your donation, so keep it in your records come tax season. At the end of the year, we’ll also send you an annual recap with how much you’ve given to the church.
Thank you for supporting [church name]!
Not every church member realizes the importance of giving, or understand Bible verses about tithing and giving. So a Donation Request Letter helps to spread that awareness and encourage a spirit of generosity.
Dear [first name],
How are the finances in your household? That was a rhetorical question, so you don’t have to answer—besides, this is a letter so we wouldn’t hear you anyway. But we still want you to think about that question.
Money is a uniquely human issue, one we all struggle with to one degree or another. Even if you’re financially blessed, you still have the burden of stewarding your money wisely. And we believe that one of the best ways to invest your money is into the local church.
Tithing (giving 10% of your income) on a regular basis not only supports the work we do at [church name]. It doesn’t just support local missions and community growth. It also shows an obedience to God by making his work a financial priority in your life.
So if you find yourself ready to put God first in both your heart and your wallet, we encourage you to make a one-time gift or sign up to make recurring donations. That way, you won’t have to ever wonder again about the financial status of your household.
Many church donations aren’t just one-time gifts. Plenty of givers contribute monthly—and that should be acknowledged.
Use this template to correspond with recurring givers.
Dear [first name],
Thank you for being an active and faithful member of our church community. By giving to our church on a monthly basis, you’re showing that our church has a meaningful place in your heart. We just wanted to write this to let you know that you’re in our heart, too.
Donating to the church monthly allows us to preach the gospel, make disciples, and support others in our community who need help. Others like the local food bank and the nearby homeless shelter. We’re answering the cry of the needy, and it’s all thanks to contributors like you.
We earnestly appreciate your ongoing support and want to let you know we’re here for you. If there’s ever anything we can do for you and your family, don’t hesitate to reach out. You are a valued member of our church family. And you’re financial support is making a difference.
At the end of each year, it’s customary to give your church supporters a summary of their gifts. The primary reason is for tax purposes, but it’s also a way to recap everything your church has done over the past year with their support.
Dear [first name],
You’re getting this letter because you gave to [church name] at some point during the past year. That might have been a one-time gift, or recurring donations. Either way, we want to thank you for your generous support. Every contribution helps.
One of the official reasons for this letter is for tax purposes. That’s right—you get to write these donations off on your taxes. Which is why we’ve included a summary of all the contributions you’ve made to our church this year.
But the other reason for this letter is to let you know what we’ve done with the money you gave. We take stewardship very seriously, which means we value spending our time and resources wisely.
During the year, our church supported local nonprofits, sent global missions teams, and baptised quite a few people. It was a great year for us—thanks in large part to donors like you.
So thank you for your support of our church, and we hope you’ll consider continuing to contribute to our mission in the coming year.
Sometimes you need to make a more significant financial push using tried and true church fundraising ideas. Some churches call this a Stewardship Campaign or a Church Capital Campaign. Either way, the goal is to raise a certain amount of money for a big project. And typically, a solid letter of appeal is an integral part of that.
Dear [first name],
God has a plan for everyone and everything. That includes you, and it includes [church name]. None of us can fully know God’s plan—the best we can do is pray and listen for clarity. Our church leadership has been doing just that and are excited to announce our latest church project.
[Detail the outline of the major church project—this could include a building campaign, or raising support for a global mission trip. Anything specific to your church that requires a fundraising letter. Be sure to include a fundraising goal so everyone knows what you’re shooting for.]
But we can’t pull this off without your support. Whether you give to the church on a regular basis, or just attend on occasion, we’re asking you to consider contributing to this massive undertaking prayerfully. It’s something we need our entire church community’s help with.
Even if you can’t make a large gift, know that every little bit helps. It’s more about coming together as a community united behind a common cause. We hope that you’ll consider making a donation towards this great step forward that we’re making together.
It’s not enough to just copy and paste this content and send away. The key to an effective church donation letter is a touch of personalization. Follow these tips to take your donation letters to the next level:
There’s no one right or wrong way to write a donation letter or request contributions. You’ve got to do what is right for your church and congregation. But if you stick to these general tips, you’ll probably start to see some traction when it comes to giving.
Most people don’t love talking about money in church. But it’s a necessary and vital part of your church. And maximizing your efforts when it comes to donation letters will help make those conversations more comfortable. So what do you do next to put this into effect?
And if you’re looking for ways to grow your church’s giving capacity, Tithely can help.
Tithely’s systems make it as easy as possible for people to give to your church. Now all you need to start doing is generating a culture of gratitude. There’s nothing standing in your way. Go unleash generosity in your church.
How does your church use donation letters to spread generosity? Share your thoughts in the comments below!
Editor's Note: This is a guest post from Robert Carnes. Robert is a writer and storyteller. He's the author of The Original Storyteller: Become a Better Storyteller in 30 Days. A former church communicator and nonprofit marketer, Robert works as a managing editor for Orange in Atlanta.