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Best Year-End Giving Campaign Ideas For Churches

Best Year-End Giving Campaign Ideas For Churches

In this article, we'll explore ideas to help your church create a successful year-end giving campaign that resonates with your members and supports the continuation of your valuable work.

Best Year-End Giving Campaign Ideas For Churches
Category
Generosity
Publish date
July 9, 2024
Author
Tithely
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CHURCH TECH PODCAST
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Modern Church leader

As the year draws to a close, many churches seek to craft compelling year-end giving campaigns to support their missions, projects, and community outreach efforts. This pivotal time of year is an opportunity for congregations to reflect on the past, celebrate the present, and envision a future filled with hope and faith.

Effective year-end giving campaigns not only provide the necessary funds to support the church's activities but also strengthen the bond within the church community, fostering a culture of generosity and gratitude.

In this article, we'll explore ideas to help your church create a successful year-end giving campaign that resonates with your members and supports the continuation of your valuable work.

Want ready-made templates to go with these ideas? Download Tithely’s free Year-End Giving Playbook for nine campaign templates you can customize for your church.

Why You Should Have A Year-End Giving Campaign

First, let's talk about the value of having a year-end giving campaign. The reality is that the final two months of the year are different than the rest of the year when it comes to giving. In fact, 30% of annual giving happens in December, and about 10% happens in the last three days of the year alone. The simple truth is that people tend to be more generous toward the end of the year.

With that in mind, it's important for churches to take advantage of this trend and create a strategic giving campaign. Here are some more specific reasons you should have an end-of-the-year giving campaign.

Allow People To Fulfill Their Best Intentions

Lots of people intend to be generous, but for one reason or another, don't give as much as they would like throughout the year. As the end of the year approaches, they are looking for ways to make their giving count and fulfill those best intentions. Your church can provide a way for them to do just that through a well-planned year-end campaign.

Create Urgency And Excitement

A year-end giving campaign creates a sense of urgency and excitement. It's an opportunity for your church to share your vision and goals for the coming year and ask people to partner with you financially. This can create a sense of excitement and anticipation among your congregation as they see the impact their giving can make.

Meet Year-End Financial Goals

For many churches, the final months of the year are crucial in meeting their budget and financial goals. A strong year-end giving campaign can help bridge any gaps and ensure that your church finishes the year on solid financial footing. This will not only benefit your church in the short term but also set you up for success in the coming year.

Encourage Generosity And Stewardship

A giving campaign at the end of the year can provide an opportunity to teach and encourage generosity and stewardship among your congregation. By sharing stories of how their giving has made a difference and providing opportunities to give, you can help cultivate a culture of generosity within your church. In addition to benefiting your church financially, this also helps individuals grow in their faith and relationship with God.

Tax Benefits

Many people are looking for ways to maximize their tax deductions before the end of the year. By running a year-end giving campaign, you give your church members the opportunity to increase their charitable giving and maximize tax write-offs. This can be an added incentive for people to give more generously during this time.

Starting with the 2026 tax year, givers who take the standard deduction can deduct up to $1,000 in cash gifts to churches and other public charities ($2,000 for married couples filing jointly), on top of the standard deduction. That means year-end gifts can carry a tax benefit for many more people in your congregation than in past years. Encourage members to talk with a tax professional about their situation.

Strengthen Community And Connection

A year-end giving campaign can also help strengthen the sense of community and connection within your church. As people come together to give towards a common goal, it can foster a sense of unity and shared purpose. Additionally, as you share updates on how the funds are being used, it can help people feel more connected to the impact their giving is making.

Plan For The Future

Finally, a successful year-end giving campaign not only helps meet immediate financial goals but also allows your church to plan and budget for the future. By ending the current year on a strong financial note, you can set your church up for success in the next year and have the resources to pursue new initiatives and projects.

Set SMART Goals Before You Launch

The ideas below work best when they serve a clear target. Before you pick a campaign idea, decide what success looks like. The SMART framework is a simple way to do that.

What SMART Goals Look Like for a Year-End Campaign

  • Specific: Name exactly what you want to accomplish, such as a dollar amount or a project to fund.
  • Measurable: Choose a number you can track week by week.
  • Achievable: Base the goal on last year’s giving so it stretches your church without discouraging it.
  • Relevant: Tie the goal to your church’s mission. If your church is committed to global missions, your campaign might fund a trip or support a long-term missionary.
  • Time-bound: Set a deadline, usually December 31.

Clear goals give your team accountability, keep every ministry pointed in the same direction, and make it easy to judge what worked when the campaign ends.

Sample Year-End Giving Goals

  • Fund a specific project: Raise $50,000 for a new community outreach program by December 31, a 10% increase over last year, so the church can serve 200 more families. Track gifts weekly.
  • Grow online giving: Increase online gifts 20% over the same period last year by promoting your Give page, text-to-give and app in services and emails.
  • Build recurring giving: Increase recurring monthly givers 15% by December 31 with a short series on the impact of consistent giving.

A 5-Step Planning Checklist

  1. Review past campaigns. Look at what worked and what didn’t last year.
  2. Get buy-in. Bring your financial team, pastoral staff and key volunteers into the goal early, and give each ministry a role in promoting it.
  3. Write your goals down. A documented goal becomes the reference point for every decision.
  4. Share them. Circulate a one-page summary so staff and volunteer leaders know their part.
  5. Plan your online giving. Decide how people will give and pledge. A tool like Tithely Pledge Campaigns lets members commit to a gift and lets you track progress toward the goal in real time. New to pledges? Start with what a pledge campaign is.

Build Your Campaign Team and Timeline

A clear goal needs people to carry it and a calendar to keep it moving. Set up both before Thanksgiving.

Build a Small Campaign Team

  • Lead pastor: casts the vision from the stage and signs key appeals.
  • Finance lead: sets the goal, tracks gifts each week and prepares giving statements.
  • Communications lead: writes the emails, texts, slides and social posts.
  • Giving point person: keeps your Give page, text-to-give and QR codes working, and helps anyone who gets stuck.
  • Volunteer coordinator: staffs giving stations, events and thank-you calls.

Meet briefly once a week during the campaign. Set aside a small budget for printing, paid social posts and event costs.

A Sample 2026 Year-End Campaign Calendar

  • Early November: Set your SMART goal, recruit your team, test your Give page and text-to-give, and add QR codes to signs and slides.
  • November 9–25: Thank faithful givers before you ask, and share stories of what God did this year.
  • Sunday, November 29 (first Sunday of Advent): Launch the campaign from the stage with your vision and goal.
  • Tuesday, December 1 (GivingTuesday): Send an email and a text, and post on social media with a link to give.
  • Sundays, December 6, 13 and 20: Share a progress update and one story each week. Celebrate when you reach 25%, 50% and 75% of your goal.
  • Thursday, December 24 (Christmas Eve): Show giving options on screen and in the program, but skip the long appeal. Guests came to hear about Jesus.
  • December 28–31: Send a final email and text. Remind people that the year closes Thursday, December 31, and link to your Give page. Many givers who deduct church donations want to give before the year ends.
  • Sunday, January 3, 2027: Share the result, thank the congregation and preview the year ahead. Send giving statements in January.

Track Progress and Adjust

Review gifts, the number of givers and responses to your emails and texts each week. If an idea isn't moving the numbers by mid-December, shift your effort to what is working, such as more stories, a matching gift or personal follow-up.

15 Creative Year-End Giving Campaign Ideas for Churches

Now that you know why you should organize a year-end giving campaign, let's talk about some creative ideas for your campaign.

Offer Multiple Ways To Give

To garner as many donations as possible during your year-end giving campaign, your church should offer multiple giving options. With Tithely, you can provide your members with six different ways to donate at the end of the year, including:

  • Online giving
  • Text to give
  • Free mobile app
  • Admin gift entry
  • Kiosk giving
  • Check scanning

The reality is that people want to be able to give in a variety of ways to your church. Some want to give via text message while others prefer to still write a check. By providing multiple options, you make it easy for anyone to give, regardless of their preferred method.

Make sure your Give page is simple and offers one-time and recurring gifts. Share step-by-step text-to-give instructions on screen during services and in emails, and set up a giving station or kiosk in a high-traffic area with a volunteer nearby to help. Add a QR code that opens your Give page to your bulletin, lobby signs and service slides, so people can give from their phone in seconds.

Share Your Vision and Goals

We touched on this already but it's worth expanding upon. The end of the year is a great time to share your vision and goals for the coming year. This is the time to get your members excited about what's ahead and the impact their donations will have on your church community. Share any new initiatives or projects you hope to pursue, as well as any goals for growth or outreach.

The more transparent you are about what you are trying to accomplish as a church, the more likely people are to donate to your year-end giving campaigns.

Consider hosting a vision night in December, a short evening service or gathering where you paint a picture of the year ahead and show how this year’s generosity makes it possible.

Establish Specific Projects To Fund With Year-End Giving

People are more likely to give when they know exactly where their money is going and how it will make a difference. Consider identifying specific projects or initiatives within your church that donors can fund through end-of-year giving. This could be anything from funding a mission trip, renovating a community space, or providing resources for a specific ministry.

When focusing on specific projects for year-end giving, it’s crucial to communicate the impact that these projects will have on the community and beyond. Create clear, compelling narratives around each initiative, detailing who will benefit and how.

For instance, if funding is directed towards renovating a community space, share potential stories of the families and individuals whose lives will be enriched by the space.

Planning a special offering for one cause at Christmas? Use this 7-step plan for a Christmas offering, which includes a short offering talk you can adapt for your services.

Seek Matching Donors

One way to incentivize giving and encourage people to donate is by seeking out matching donors. This means finding individuals or organizations willing to match the donations made during your campaign up to a certain amount. This not only doubles the impact of each donation but also creates a sense of urgency for people to give before the matching funds run out.

If you have wealthier donors in your church, consider asking them if they would be willing to match donations up to a certain amount. You can also reach out to local businesses or organizations and see if they would be interested in being matching donors.

Once you secure a match, promote it everywhere: from the stage, in emails and on social media. Simple urgency language works well, such as “Every gift is doubled until December 31.”

Share Stories Of Impact

As noted earlier, sharing updates on how the funds are being used can help people feel more connected to the impact of their giving. Take this a step further and share stories of individuals or families who have been positively impacted by your church's ministries or outreach programs.

You can do this through videos, social media posts, or even testimonial blog posts. These stories not only illustrate the impact of donations but also show the value and importance of continuing to support your church's mission.

Invite people to share their own stories on social media in their own words. On Instagram, use a collaborative post so the story appears on both your church’s profile and theirs. A two-minute video of the people your ministry has helped is often the most powerful piece of a campaign.

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Lead With Gratitude Before You Ask

Before you make a year-end appeal, thank the people who already give. Givers who feel appreciated are far more open to the next invitation.

  • Send personal emails or text messages to faithful givers thanking them for their support this year. Don’t mention the campaign yet.
  • Call a handful of longtime givers just to say thank you.
  • If your budget allows, send a small gift such as a devotional or a mug with your church’s logo.
  • Host a short thank-you gathering, in person or over video, for givers and volunteers. Spend most of the time on gratitude and stories, then close with a brief preview of your year-end vision.

For more ideas, see how to say thank you in a way that boosts church giving.

Create Worshipful Moments for Giving

Giving is spiritual, not just practical. When the offering is part of worship, it connects people’s hearts to their generosity.

  • Read a passage before the offering, such as Matthew 6:21: “For where your treasure is, there your heart will be also.” Or 2 Corinthians 8:12: “For if the willingness is there, the gift is acceptable according to what one has, not according to what one does not have.”
  • Invite a short testimony or lead a moment of prayer before people give.
  • Remind your congregation that giving is an act of trusting God with what He has already provided.

Create and Sell Resources

A creative way to encourage end-of-year giving is by creating and selling merchandise and resources. These resources could include:

  • T-shirts with a catchy slogan or verse
  • Customized mugs or water bottles
  • Devotional journals
  • Recipe books featuring dishes from church members
  • Inspirational calendars featuring photography from church events or beautiful landscapes
  • Educational materials, like bible study guides or children's Sunday school lesson plans
  • eBooks on topics like faith, community service, or the history of the church

Selling merchandise and resources allows your church to raise funds while also providing something of value to donors. You're not just asking donors to give with nothing in return. Plus, it can also serve as a form of advertisement for your church and its mission.

Digital products cost little to produce and can reach people outside your congregation. Ideas include phone wallpapers with church photography, a recorded worship album, or a short personal finance guide from a biblical perspective. Sell them on your website and social pages.

Host a Fundraising Event or Year-End Concert

Another way to encourage end-of-year giving is by hosting a fundraising event. This could be anything from a fancy gala to a fun run/walk or even a concert. The key is to make the event engaging and enjoyable for attendees while also highlighting the important work of your church.

Consider partnering with local businesses or community organizations to sponsor the event or donate items for an auction. You could also reach out to individuals within your congregation who have connections to well-known musicians, speakers, or performers who may be willing to participate in the event.

A year-end concert is a natural fit for most churches because it draws on ministries you already have. Your worship team performs, your youth help with production and hospitality, your teaching team shapes the theme, and your media team captures the night. If you livestream your services, you can also offer virtual tickets.

Hold a Themed Donation Sale

Most church families have useful items they no longer need. Invite them to donate those items, then sell them with all proceeds going to your campaign. A seasonal theme makes the sale feel like an event rather than a garage sale:

  • Keep Warm This Winter (coats, blankets, boots)
  • Christmas Gift Bundles
  • New Year, New Start (home goods and shoes)

Promote the sale to your local community as well as your congregation. It’s an easy way to welcome neighbors onto your campus.

Teach On Giving and Stewardship

The holiday season can be an excellent time to discuss the importance of giving and stewardship. Teaching on these things can help offset the consumerism and shopping mentality that often comes during the holidays.

You may want to incorporate a sermon series on these topics during the end-of-year giving season. You could also offer educational classes or workshops on budgeting, financial planning, and biblical principles of tithing and generosity.

Not sure how to bring up money without it feeling awkward? See our guide to talking about year-end giving without feeling awkward.

Establish A Giving Challenge

A giving challenge is a fun and engaging way to encourage your congregation to participate in end-of-year giving. You could set a specific goal for the amount you want to raise during the giving season, and then offer incentives or rewards for meeting certain milestones.

For example, if your congregation reaches 50% of the goal, the pastor could agree to do something silly or out of their comfort zone. If the goal is reached, the entire congregation could celebrate with a special event or activity.

The goal of a giving challenge is to create a sense of community and excitement around giving, while also reaching your financial goals for the end of the year.

Give the campaign a short theme people can rally around, such as “Hope for the Holidays” or “Light the Way.” Track progress with a visual like a giving tree in the lobby or a progress bar on your website, and share milestone updates each week.

Run a “Give It Up” Challenge

Ask members to give up one small expense for a set period, such as a daily coffee, a weekly takeout night or a streaming subscription, and give the amount they save to the campaign. Invite people to commit for three to six weeks so the challenge runs through December 31. It’s simple, everyone can take part, and the combined total often surprises a congregation.

Promote Your Campaign Online

Your year-end campaign can reach people beyond Sunday morning, including online attendees and friends of your church.

  • Add a campaign banner to your homepage that links straight to your Give page.
  • Post short videos and progress updates on social media with one clear call to action.
  • Ask members to share your posts. Their networks are often your best audience.
  • Consider a small paid social campaign targeted to your area, with a video and a clear “Give” button.

New to paid social? Start with Facebook ads for churches.

Invite Generosity of Time and Talents

Year-end generosity isn’t only financial. Many people, especially younger adults, express generosity by serving. Give them a way to take part.

  • Organize volunteer opportunities such as serving meals, assembling care packages or supporting a local outreach partner.
  • Use messaging that values every kind of contribution, not just gifts of money.
  • Celebrate the ways your congregation served this year with stories and photos.

Tailor Your Message to Different Givers

Not everyone in your church relates to year-end giving the same way. Sort your list into a few groups based on giving history and involvement, then speak to each group directly.

Faithful Major Givers

These people often have the capacity to fund a specific project or provide a matching gift. Reach out personally with a call or coffee, share the vision, and listen before you ask.

Sample text: “Would you be open to coffee next week? I’d love to share what’s ahead for our church in 2027 and hear what’s on your heart.”

Regular Givers

These are the backbone of your church’s budget. Thank them first and show what their consistency made possible. Then invite them to set up recurring giving or to help champion the campaign.

Sample text: “Thank you for giving faithfully all year. Your generosity made [ministry or outcome] possible. Merry Christmas from all of us at [Church Name].”

Occasional Givers

These people tend to give around holidays or for causes that move them. Connect your appeal to one specific project and make giving take a minute.

Sample email line: “This Christmas, every gift to [project] helps [specific impact]. You can give in about a minute here: [link].”

New Attenders

People who are new, or who visit at Christmas, haven’t given yet and shouldn’t feel pressured. Welcome them, show how the church serves its community, and offer a next step that isn’t money, such as serving or joining a group.

Sample text: “We’re so glad you joined us for Christmas! Here’s how to get connected in the new year: [link].”

Segment your email and text lists the same way, so each group gets a message that fits. Tithely Messaging lets you send texts and emails to specific groups in a few clicks. For a full appeal you can adapt, start with our year-end giving email template.

After the Campaign: Celebrate and Evaluate

How you close the campaign shapes how people respond next year. If your campaign wraps up on the last Sunday of December, use these year-end service ideas to plan that final gathering.

  • Say thank you quickly and personally. Send notes to givers that name what their generosity made possible.
  • Celebrate together. Share the final total, or the share of your goal you reached, on a Sunday in early January, along with a story or two of what the gifts will fund.
  • Thank the whole congregation publicly. Post a thank-you on social media with photos and testimonies from the season.
  • Send year-end giving statements on time. Givers need them for their taxes, and a clear statement builds trust.
  • Evaluate against your SMART goals. Note which ideas moved the numbers and which didn’t, and write it down while it’s fresh. That record becomes step one of next year’s plan.

Final Thoughts

End-of-year giving is incredibly important, not just for meeting financial goals, but for cultivating a culture of generosity within your congregation. By implementing creative strategies you can inspire your church to give generously.

Remember, the objective is not only to reach a financial target but to strengthen the bonds within your community and reinforce the joy that comes from giving. Let’s make this giving season a testament to the power of generosity and the incredible impact it can have on both the givers and the recipients.

Ready to launch? Download the free Year-End Giving Playbook for nine ready-to-use campaign templates, and use Tithely Pledge Campaigns to track commitments and progress toward your goal in one place.

AUTHOR

Tithely provides the tools you need to engage with your church online, stay connected, increase generosity, and simplify the lives of your staff.

With tools like text and email messaging, custom church apps and websites, church management software, digital giving, and so much more… it’s no wonder why over 53,000 churches in 50 countries trust Tithely to help run their church. 

As the year draws to a close, many churches seek to craft compelling year-end giving campaigns to support their missions, projects, and community outreach efforts. This pivotal time of year is an opportunity for congregations to reflect on the past, celebrate the present, and envision a future filled with hope and faith.

Effective year-end giving campaigns not only provide the necessary funds to support the church's activities but also strengthen the bond within the church community, fostering a culture of generosity and gratitude.

In this article, we'll explore ideas to help your church create a successful year-end giving campaign that resonates with your members and supports the continuation of your valuable work.

Want ready-made templates to go with these ideas? Download Tithely’s free Year-End Giving Playbook for nine campaign templates you can customize for your church.

Why You Should Have A Year-End Giving Campaign

First, let's talk about the value of having a year-end giving campaign. The reality is that the final two months of the year are different than the rest of the year when it comes to giving. In fact, 30% of annual giving happens in December, and about 10% happens in the last three days of the year alone. The simple truth is that people tend to be more generous toward the end of the year.

With that in mind, it's important for churches to take advantage of this trend and create a strategic giving campaign. Here are some more specific reasons you should have an end-of-the-year giving campaign.

Allow People To Fulfill Their Best Intentions

Lots of people intend to be generous, but for one reason or another, don't give as much as they would like throughout the year. As the end of the year approaches, they are looking for ways to make their giving count and fulfill those best intentions. Your church can provide a way for them to do just that through a well-planned year-end campaign.

Create Urgency And Excitement

A year-end giving campaign creates a sense of urgency and excitement. It's an opportunity for your church to share your vision and goals for the coming year and ask people to partner with you financially. This can create a sense of excitement and anticipation among your congregation as they see the impact their giving can make.

Meet Year-End Financial Goals

For many churches, the final months of the year are crucial in meeting their budget and financial goals. A strong year-end giving campaign can help bridge any gaps and ensure that your church finishes the year on solid financial footing. This will not only benefit your church in the short term but also set you up for success in the coming year.

Encourage Generosity And Stewardship

A giving campaign at the end of the year can provide an opportunity to teach and encourage generosity and stewardship among your congregation. By sharing stories of how their giving has made a difference and providing opportunities to give, you can help cultivate a culture of generosity within your church. In addition to benefiting your church financially, this also helps individuals grow in their faith and relationship with God.

Tax Benefits

Many people are looking for ways to maximize their tax deductions before the end of the year. By running a year-end giving campaign, you give your church members the opportunity to increase their charitable giving and maximize tax write-offs. This can be an added incentive for people to give more generously during this time.

Starting with the 2026 tax year, givers who take the standard deduction can deduct up to $1,000 in cash gifts to churches and other public charities ($2,000 for married couples filing jointly), on top of the standard deduction. That means year-end gifts can carry a tax benefit for many more people in your congregation than in past years. Encourage members to talk with a tax professional about their situation.

Strengthen Community And Connection

A year-end giving campaign can also help strengthen the sense of community and connection within your church. As people come together to give towards a common goal, it can foster a sense of unity and shared purpose. Additionally, as you share updates on how the funds are being used, it can help people feel more connected to the impact their giving is making.

Plan For The Future

Finally, a successful year-end giving campaign not only helps meet immediate financial goals but also allows your church to plan and budget for the future. By ending the current year on a strong financial note, you can set your church up for success in the next year and have the resources to pursue new initiatives and projects.

Set SMART Goals Before You Launch

The ideas below work best when they serve a clear target. Before you pick a campaign idea, decide what success looks like. The SMART framework is a simple way to do that.

What SMART Goals Look Like for a Year-End Campaign

  • Specific: Name exactly what you want to accomplish, such as a dollar amount or a project to fund.
  • Measurable: Choose a number you can track week by week.
  • Achievable: Base the goal on last year’s giving so it stretches your church without discouraging it.
  • Relevant: Tie the goal to your church’s mission. If your church is committed to global missions, your campaign might fund a trip or support a long-term missionary.
  • Time-bound: Set a deadline, usually December 31.

Clear goals give your team accountability, keep every ministry pointed in the same direction, and make it easy to judge what worked when the campaign ends.

Sample Year-End Giving Goals

  • Fund a specific project: Raise $50,000 for a new community outreach program by December 31, a 10% increase over last year, so the church can serve 200 more families. Track gifts weekly.
  • Grow online giving: Increase online gifts 20% over the same period last year by promoting your Give page, text-to-give and app in services and emails.
  • Build recurring giving: Increase recurring monthly givers 15% by December 31 with a short series on the impact of consistent giving.

A 5-Step Planning Checklist

  1. Review past campaigns. Look at what worked and what didn’t last year.
  2. Get buy-in. Bring your financial team, pastoral staff and key volunteers into the goal early, and give each ministry a role in promoting it.
  3. Write your goals down. A documented goal becomes the reference point for every decision.
  4. Share them. Circulate a one-page summary so staff and volunteer leaders know their part.
  5. Plan your online giving. Decide how people will give and pledge. A tool like Tithely Pledge Campaigns lets members commit to a gift and lets you track progress toward the goal in real time. New to pledges? Start with what a pledge campaign is.

Build Your Campaign Team and Timeline

A clear goal needs people to carry it and a calendar to keep it moving. Set up both before Thanksgiving.

Build a Small Campaign Team

  • Lead pastor: casts the vision from the stage and signs key appeals.
  • Finance lead: sets the goal, tracks gifts each week and prepares giving statements.
  • Communications lead: writes the emails, texts, slides and social posts.
  • Giving point person: keeps your Give page, text-to-give and QR codes working, and helps anyone who gets stuck.
  • Volunteer coordinator: staffs giving stations, events and thank-you calls.

Meet briefly once a week during the campaign. Set aside a small budget for printing, paid social posts and event costs.

A Sample 2026 Year-End Campaign Calendar

  • Early November: Set your SMART goal, recruit your team, test your Give page and text-to-give, and add QR codes to signs and slides.
  • November 9–25: Thank faithful givers before you ask, and share stories of what God did this year.
  • Sunday, November 29 (first Sunday of Advent): Launch the campaign from the stage with your vision and goal.
  • Tuesday, December 1 (GivingTuesday): Send an email and a text, and post on social media with a link to give.
  • Sundays, December 6, 13 and 20: Share a progress update and one story each week. Celebrate when you reach 25%, 50% and 75% of your goal.
  • Thursday, December 24 (Christmas Eve): Show giving options on screen and in the program, but skip the long appeal. Guests came to hear about Jesus.
  • December 28–31: Send a final email and text. Remind people that the year closes Thursday, December 31, and link to your Give page. Many givers who deduct church donations want to give before the year ends.
  • Sunday, January 3, 2027: Share the result, thank the congregation and preview the year ahead. Send giving statements in January.

Track Progress and Adjust

Review gifts, the number of givers and responses to your emails and texts each week. If an idea isn't moving the numbers by mid-December, shift your effort to what is working, such as more stories, a matching gift or personal follow-up.

15 Creative Year-End Giving Campaign Ideas for Churches

Now that you know why you should organize a year-end giving campaign, let's talk about some creative ideas for your campaign.

Offer Multiple Ways To Give

To garner as many donations as possible during your year-end giving campaign, your church should offer multiple giving options. With Tithely, you can provide your members with six different ways to donate at the end of the year, including:

  • Online giving
  • Text to give
  • Free mobile app
  • Admin gift entry
  • Kiosk giving
  • Check scanning

The reality is that people want to be able to give in a variety of ways to your church. Some want to give via text message while others prefer to still write a check. By providing multiple options, you make it easy for anyone to give, regardless of their preferred method.

Make sure your Give page is simple and offers one-time and recurring gifts. Share step-by-step text-to-give instructions on screen during services and in emails, and set up a giving station or kiosk in a high-traffic area with a volunteer nearby to help. Add a QR code that opens your Give page to your bulletin, lobby signs and service slides, so people can give from their phone in seconds.

Share Your Vision and Goals

We touched on this already but it's worth expanding upon. The end of the year is a great time to share your vision and goals for the coming year. This is the time to get your members excited about what's ahead and the impact their donations will have on your church community. Share any new initiatives or projects you hope to pursue, as well as any goals for growth or outreach.

The more transparent you are about what you are trying to accomplish as a church, the more likely people are to donate to your year-end giving campaigns.

Consider hosting a vision night in December, a short evening service or gathering where you paint a picture of the year ahead and show how this year’s generosity makes it possible.

Establish Specific Projects To Fund With Year-End Giving

People are more likely to give when they know exactly where their money is going and how it will make a difference. Consider identifying specific projects or initiatives within your church that donors can fund through end-of-year giving. This could be anything from funding a mission trip, renovating a community space, or providing resources for a specific ministry.

When focusing on specific projects for year-end giving, it’s crucial to communicate the impact that these projects will have on the community and beyond. Create clear, compelling narratives around each initiative, detailing who will benefit and how.

For instance, if funding is directed towards renovating a community space, share potential stories of the families and individuals whose lives will be enriched by the space.

Planning a special offering for one cause at Christmas? Use this 7-step plan for a Christmas offering, which includes a short offering talk you can adapt for your services.

Seek Matching Donors

One way to incentivize giving and encourage people to donate is by seeking out matching donors. This means finding individuals or organizations willing to match the donations made during your campaign up to a certain amount. This not only doubles the impact of each donation but also creates a sense of urgency for people to give before the matching funds run out.

If you have wealthier donors in your church, consider asking them if they would be willing to match donations up to a certain amount. You can also reach out to local businesses or organizations and see if they would be interested in being matching donors.

Once you secure a match, promote it everywhere: from the stage, in emails and on social media. Simple urgency language works well, such as “Every gift is doubled until December 31.”

Share Stories Of Impact

As noted earlier, sharing updates on how the funds are being used can help people feel more connected to the impact of their giving. Take this a step further and share stories of individuals or families who have been positively impacted by your church's ministries or outreach programs.

You can do this through videos, social media posts, or even testimonial blog posts. These stories not only illustrate the impact of donations but also show the value and importance of continuing to support your church's mission.

Invite people to share their own stories on social media in their own words. On Instagram, use a collaborative post so the story appears on both your church’s profile and theirs. A two-minute video of the people your ministry has helped is often the most powerful piece of a campaign.

Free online giving tools for your church

Tithely provides the best online tools to help you increase generosity, manage your church, and engage your church members.

Sign Up Free
Digital giving apps and tools

Lead With Gratitude Before You Ask

Before you make a year-end appeal, thank the people who already give. Givers who feel appreciated are far more open to the next invitation.

  • Send personal emails or text messages to faithful givers thanking them for their support this year. Don’t mention the campaign yet.
  • Call a handful of longtime givers just to say thank you.
  • If your budget allows, send a small gift such as a devotional or a mug with your church’s logo.
  • Host a short thank-you gathering, in person or over video, for givers and volunteers. Spend most of the time on gratitude and stories, then close with a brief preview of your year-end vision.

For more ideas, see how to say thank you in a way that boosts church giving.

Create Worshipful Moments for Giving

Giving is spiritual, not just practical. When the offering is part of worship, it connects people’s hearts to their generosity.

  • Read a passage before the offering, such as Matthew 6:21: “For where your treasure is, there your heart will be also.” Or 2 Corinthians 8:12: “For if the willingness is there, the gift is acceptable according to what one has, not according to what one does not have.”
  • Invite a short testimony or lead a moment of prayer before people give.
  • Remind your congregation that giving is an act of trusting God with what He has already provided.

Create and Sell Resources

A creative way to encourage end-of-year giving is by creating and selling merchandise and resources. These resources could include:

  • T-shirts with a catchy slogan or verse
  • Customized mugs or water bottles
  • Devotional journals
  • Recipe books featuring dishes from church members
  • Inspirational calendars featuring photography from church events or beautiful landscapes
  • Educational materials, like bible study guides or children's Sunday school lesson plans
  • eBooks on topics like faith, community service, or the history of the church

Selling merchandise and resources allows your church to raise funds while also providing something of value to donors. You're not just asking donors to give with nothing in return. Plus, it can also serve as a form of advertisement for your church and its mission.

Digital products cost little to produce and can reach people outside your congregation. Ideas include phone wallpapers with church photography, a recorded worship album, or a short personal finance guide from a biblical perspective. Sell them on your website and social pages.

Host a Fundraising Event or Year-End Concert

Another way to encourage end-of-year giving is by hosting a fundraising event. This could be anything from a fancy gala to a fun run/walk or even a concert. The key is to make the event engaging and enjoyable for attendees while also highlighting the important work of your church.

Consider partnering with local businesses or community organizations to sponsor the event or donate items for an auction. You could also reach out to individuals within your congregation who have connections to well-known musicians, speakers, or performers who may be willing to participate in the event.

A year-end concert is a natural fit for most churches because it draws on ministries you already have. Your worship team performs, your youth help with production and hospitality, your teaching team shapes the theme, and your media team captures the night. If you livestream your services, you can also offer virtual tickets.

Hold a Themed Donation Sale

Most church families have useful items they no longer need. Invite them to donate those items, then sell them with all proceeds going to your campaign. A seasonal theme makes the sale feel like an event rather than a garage sale:

  • Keep Warm This Winter (coats, blankets, boots)
  • Christmas Gift Bundles
  • New Year, New Start (home goods and shoes)

Promote the sale to your local community as well as your congregation. It’s an easy way to welcome neighbors onto your campus.

Teach On Giving and Stewardship

The holiday season can be an excellent time to discuss the importance of giving and stewardship. Teaching on these things can help offset the consumerism and shopping mentality that often comes during the holidays.

You may want to incorporate a sermon series on these topics during the end-of-year giving season. You could also offer educational classes or workshops on budgeting, financial planning, and biblical principles of tithing and generosity.

Not sure how to bring up money without it feeling awkward? See our guide to talking about year-end giving without feeling awkward.

Establish A Giving Challenge

A giving challenge is a fun and engaging way to encourage your congregation to participate in end-of-year giving. You could set a specific goal for the amount you want to raise during the giving season, and then offer incentives or rewards for meeting certain milestones.

For example, if your congregation reaches 50% of the goal, the pastor could agree to do something silly or out of their comfort zone. If the goal is reached, the entire congregation could celebrate with a special event or activity.

The goal of a giving challenge is to create a sense of community and excitement around giving, while also reaching your financial goals for the end of the year.

Give the campaign a short theme people can rally around, such as “Hope for the Holidays” or “Light the Way.” Track progress with a visual like a giving tree in the lobby or a progress bar on your website, and share milestone updates each week.

Run a “Give It Up” Challenge

Ask members to give up one small expense for a set period, such as a daily coffee, a weekly takeout night or a streaming subscription, and give the amount they save to the campaign. Invite people to commit for three to six weeks so the challenge runs through December 31. It’s simple, everyone can take part, and the combined total often surprises a congregation.

Promote Your Campaign Online

Your year-end campaign can reach people beyond Sunday morning, including online attendees and friends of your church.

  • Add a campaign banner to your homepage that links straight to your Give page.
  • Post short videos and progress updates on social media with one clear call to action.
  • Ask members to share your posts. Their networks are often your best audience.
  • Consider a small paid social campaign targeted to your area, with a video and a clear “Give” button.

New to paid social? Start with Facebook ads for churches.

Invite Generosity of Time and Talents

Year-end generosity isn’t only financial. Many people, especially younger adults, express generosity by serving. Give them a way to take part.

  • Organize volunteer opportunities such as serving meals, assembling care packages or supporting a local outreach partner.
  • Use messaging that values every kind of contribution, not just gifts of money.
  • Celebrate the ways your congregation served this year with stories and photos.

Tailor Your Message to Different Givers

Not everyone in your church relates to year-end giving the same way. Sort your list into a few groups based on giving history and involvement, then speak to each group directly.

Faithful Major Givers

These people often have the capacity to fund a specific project or provide a matching gift. Reach out personally with a call or coffee, share the vision, and listen before you ask.

Sample text: “Would you be open to coffee next week? I’d love to share what’s ahead for our church in 2027 and hear what’s on your heart.”

Regular Givers

These are the backbone of your church’s budget. Thank them first and show what their consistency made possible. Then invite them to set up recurring giving or to help champion the campaign.

Sample text: “Thank you for giving faithfully all year. Your generosity made [ministry or outcome] possible. Merry Christmas from all of us at [Church Name].”

Occasional Givers

These people tend to give around holidays or for causes that move them. Connect your appeal to one specific project and make giving take a minute.

Sample email line: “This Christmas, every gift to [project] helps [specific impact]. You can give in about a minute here: [link].”

New Attenders

People who are new, or who visit at Christmas, haven’t given yet and shouldn’t feel pressured. Welcome them, show how the church serves its community, and offer a next step that isn’t money, such as serving or joining a group.

Sample text: “We’re so glad you joined us for Christmas! Here’s how to get connected in the new year: [link].”

Segment your email and text lists the same way, so each group gets a message that fits. Tithely Messaging lets you send texts and emails to specific groups in a few clicks. For a full appeal you can adapt, start with our year-end giving email template.

After the Campaign: Celebrate and Evaluate

How you close the campaign shapes how people respond next year. If your campaign wraps up on the last Sunday of December, use these year-end service ideas to plan that final gathering.

  • Say thank you quickly and personally. Send notes to givers that name what their generosity made possible.
  • Celebrate together. Share the final total, or the share of your goal you reached, on a Sunday in early January, along with a story or two of what the gifts will fund.
  • Thank the whole congregation publicly. Post a thank-you on social media with photos and testimonies from the season.
  • Send year-end giving statements on time. Givers need them for their taxes, and a clear statement builds trust.
  • Evaluate against your SMART goals. Note which ideas moved the numbers and which didn’t, and write it down while it’s fresh. That record becomes step one of next year’s plan.

Final Thoughts

End-of-year giving is incredibly important, not just for meeting financial goals, but for cultivating a culture of generosity within your congregation. By implementing creative strategies you can inspire your church to give generously.

Remember, the objective is not only to reach a financial target but to strengthen the bonds within your community and reinforce the joy that comes from giving. Let’s make this giving season a testament to the power of generosity and the incredible impact it can have on both the givers and the recipients.

Ready to launch? Download the free Year-End Giving Playbook for nine ready-to-use campaign templates, and use Tithely Pledge Campaigns to track commitments and progress toward your goal in one place.

podcast transcript

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AUTHOR

Tithely provides the tools you need to engage with your church online, stay connected, increase generosity, and simplify the lives of your staff.

With tools like text and email messaging, custom church apps and websites, church management software, digital giving, and so much more… it’s no wonder why over 53,000 churches in 50 countries trust Tithely to help run their church. 

As the year draws to a close, many churches seek to craft compelling year-end giving campaigns to support their missions, projects, and community outreach efforts. This pivotal time of year is an opportunity for congregations to reflect on the past, celebrate the present, and envision a future filled with hope and faith.

Effective year-end giving campaigns not only provide the necessary funds to support the church's activities but also strengthen the bond within the church community, fostering a culture of generosity and gratitude.

In this article, we'll explore ideas to help your church create a successful year-end giving campaign that resonates with your members and supports the continuation of your valuable work.

Want ready-made templates to go with these ideas? Download Tithely’s free Year-End Giving Playbook for nine campaign templates you can customize for your church.

Why You Should Have A Year-End Giving Campaign

First, let's talk about the value of having a year-end giving campaign. The reality is that the final two months of the year are different than the rest of the year when it comes to giving. In fact, 30% of annual giving happens in December, and about 10% happens in the last three days of the year alone. The simple truth is that people tend to be more generous toward the end of the year.

With that in mind, it's important for churches to take advantage of this trend and create a strategic giving campaign. Here are some more specific reasons you should have an end-of-the-year giving campaign.

Allow People To Fulfill Their Best Intentions

Lots of people intend to be generous, but for one reason or another, don't give as much as they would like throughout the year. As the end of the year approaches, they are looking for ways to make their giving count and fulfill those best intentions. Your church can provide a way for them to do just that through a well-planned year-end campaign.

Create Urgency And Excitement

A year-end giving campaign creates a sense of urgency and excitement. It's an opportunity for your church to share your vision and goals for the coming year and ask people to partner with you financially. This can create a sense of excitement and anticipation among your congregation as they see the impact their giving can make.

Meet Year-End Financial Goals

For many churches, the final months of the year are crucial in meeting their budget and financial goals. A strong year-end giving campaign can help bridge any gaps and ensure that your church finishes the year on solid financial footing. This will not only benefit your church in the short term but also set you up for success in the coming year.

Encourage Generosity And Stewardship

A giving campaign at the end of the year can provide an opportunity to teach and encourage generosity and stewardship among your congregation. By sharing stories of how their giving has made a difference and providing opportunities to give, you can help cultivate a culture of generosity within your church. In addition to benefiting your church financially, this also helps individuals grow in their faith and relationship with God.

Tax Benefits

Many people are looking for ways to maximize their tax deductions before the end of the year. By running a year-end giving campaign, you give your church members the opportunity to increase their charitable giving and maximize tax write-offs. This can be an added incentive for people to give more generously during this time.

Starting with the 2026 tax year, givers who take the standard deduction can deduct up to $1,000 in cash gifts to churches and other public charities ($2,000 for married couples filing jointly), on top of the standard deduction. That means year-end gifts can carry a tax benefit for many more people in your congregation than in past years. Encourage members to talk with a tax professional about their situation.

Strengthen Community And Connection

A year-end giving campaign can also help strengthen the sense of community and connection within your church. As people come together to give towards a common goal, it can foster a sense of unity and shared purpose. Additionally, as you share updates on how the funds are being used, it can help people feel more connected to the impact their giving is making.

Plan For The Future

Finally, a successful year-end giving campaign not only helps meet immediate financial goals but also allows your church to plan and budget for the future. By ending the current year on a strong financial note, you can set your church up for success in the next year and have the resources to pursue new initiatives and projects.

Set SMART Goals Before You Launch

The ideas below work best when they serve a clear target. Before you pick a campaign idea, decide what success looks like. The SMART framework is a simple way to do that.

What SMART Goals Look Like for a Year-End Campaign

  • Specific: Name exactly what you want to accomplish, such as a dollar amount or a project to fund.
  • Measurable: Choose a number you can track week by week.
  • Achievable: Base the goal on last year’s giving so it stretches your church without discouraging it.
  • Relevant: Tie the goal to your church’s mission. If your church is committed to global missions, your campaign might fund a trip or support a long-term missionary.
  • Time-bound: Set a deadline, usually December 31.

Clear goals give your team accountability, keep every ministry pointed in the same direction, and make it easy to judge what worked when the campaign ends.

Sample Year-End Giving Goals

  • Fund a specific project: Raise $50,000 for a new community outreach program by December 31, a 10% increase over last year, so the church can serve 200 more families. Track gifts weekly.
  • Grow online giving: Increase online gifts 20% over the same period last year by promoting your Give page, text-to-give and app in services and emails.
  • Build recurring giving: Increase recurring monthly givers 15% by December 31 with a short series on the impact of consistent giving.

A 5-Step Planning Checklist

  1. Review past campaigns. Look at what worked and what didn’t last year.
  2. Get buy-in. Bring your financial team, pastoral staff and key volunteers into the goal early, and give each ministry a role in promoting it.
  3. Write your goals down. A documented goal becomes the reference point for every decision.
  4. Share them. Circulate a one-page summary so staff and volunteer leaders know their part.
  5. Plan your online giving. Decide how people will give and pledge. A tool like Tithely Pledge Campaigns lets members commit to a gift and lets you track progress toward the goal in real time. New to pledges? Start with what a pledge campaign is.

Build Your Campaign Team and Timeline

A clear goal needs people to carry it and a calendar to keep it moving. Set up both before Thanksgiving.

Build a Small Campaign Team

  • Lead pastor: casts the vision from the stage and signs key appeals.
  • Finance lead: sets the goal, tracks gifts each week and prepares giving statements.
  • Communications lead: writes the emails, texts, slides and social posts.
  • Giving point person: keeps your Give page, text-to-give and QR codes working, and helps anyone who gets stuck.
  • Volunteer coordinator: staffs giving stations, events and thank-you calls.

Meet briefly once a week during the campaign. Set aside a small budget for printing, paid social posts and event costs.

A Sample 2026 Year-End Campaign Calendar

  • Early November: Set your SMART goal, recruit your team, test your Give page and text-to-give, and add QR codes to signs and slides.
  • November 9–25: Thank faithful givers before you ask, and share stories of what God did this year.
  • Sunday, November 29 (first Sunday of Advent): Launch the campaign from the stage with your vision and goal.
  • Tuesday, December 1 (GivingTuesday): Send an email and a text, and post on social media with a link to give.
  • Sundays, December 6, 13 and 20: Share a progress update and one story each week. Celebrate when you reach 25%, 50% and 75% of your goal.
  • Thursday, December 24 (Christmas Eve): Show giving options on screen and in the program, but skip the long appeal. Guests came to hear about Jesus.
  • December 28–31: Send a final email and text. Remind people that the year closes Thursday, December 31, and link to your Give page. Many givers who deduct church donations want to give before the year ends.
  • Sunday, January 3, 2027: Share the result, thank the congregation and preview the year ahead. Send giving statements in January.

Track Progress and Adjust

Review gifts, the number of givers and responses to your emails and texts each week. If an idea isn't moving the numbers by mid-December, shift your effort to what is working, such as more stories, a matching gift or personal follow-up.

15 Creative Year-End Giving Campaign Ideas for Churches

Now that you know why you should organize a year-end giving campaign, let's talk about some creative ideas for your campaign.

Offer Multiple Ways To Give

To garner as many donations as possible during your year-end giving campaign, your church should offer multiple giving options. With Tithely, you can provide your members with six different ways to donate at the end of the year, including:

  • Online giving
  • Text to give
  • Free mobile app
  • Admin gift entry
  • Kiosk giving
  • Check scanning

The reality is that people want to be able to give in a variety of ways to your church. Some want to give via text message while others prefer to still write a check. By providing multiple options, you make it easy for anyone to give, regardless of their preferred method.

Make sure your Give page is simple and offers one-time and recurring gifts. Share step-by-step text-to-give instructions on screen during services and in emails, and set up a giving station or kiosk in a high-traffic area with a volunteer nearby to help. Add a QR code that opens your Give page to your bulletin, lobby signs and service slides, so people can give from their phone in seconds.

Share Your Vision and Goals

We touched on this already but it's worth expanding upon. The end of the year is a great time to share your vision and goals for the coming year. This is the time to get your members excited about what's ahead and the impact their donations will have on your church community. Share any new initiatives or projects you hope to pursue, as well as any goals for growth or outreach.

The more transparent you are about what you are trying to accomplish as a church, the more likely people are to donate to your year-end giving campaigns.

Consider hosting a vision night in December, a short evening service or gathering where you paint a picture of the year ahead and show how this year’s generosity makes it possible.

Establish Specific Projects To Fund With Year-End Giving

People are more likely to give when they know exactly where their money is going and how it will make a difference. Consider identifying specific projects or initiatives within your church that donors can fund through end-of-year giving. This could be anything from funding a mission trip, renovating a community space, or providing resources for a specific ministry.

When focusing on specific projects for year-end giving, it’s crucial to communicate the impact that these projects will have on the community and beyond. Create clear, compelling narratives around each initiative, detailing who will benefit and how.

For instance, if funding is directed towards renovating a community space, share potential stories of the families and individuals whose lives will be enriched by the space.

Planning a special offering for one cause at Christmas? Use this 7-step plan for a Christmas offering, which includes a short offering talk you can adapt for your services.

Seek Matching Donors

One way to incentivize giving and encourage people to donate is by seeking out matching donors. This means finding individuals or organizations willing to match the donations made during your campaign up to a certain amount. This not only doubles the impact of each donation but also creates a sense of urgency for people to give before the matching funds run out.

If you have wealthier donors in your church, consider asking them if they would be willing to match donations up to a certain amount. You can also reach out to local businesses or organizations and see if they would be interested in being matching donors.

Once you secure a match, promote it everywhere: from the stage, in emails and on social media. Simple urgency language works well, such as “Every gift is doubled until December 31.”

Share Stories Of Impact

As noted earlier, sharing updates on how the funds are being used can help people feel more connected to the impact of their giving. Take this a step further and share stories of individuals or families who have been positively impacted by your church's ministries or outreach programs.

You can do this through videos, social media posts, or even testimonial blog posts. These stories not only illustrate the impact of donations but also show the value and importance of continuing to support your church's mission.

Invite people to share their own stories on social media in their own words. On Instagram, use a collaborative post so the story appears on both your church’s profile and theirs. A two-minute video of the people your ministry has helped is often the most powerful piece of a campaign.

Free online giving tools for your church

Tithely provides the best online tools to help you increase generosity, manage your church, and engage your church members.

Sign Up Free
Digital giving apps and tools

Lead With Gratitude Before You Ask

Before you make a year-end appeal, thank the people who already give. Givers who feel appreciated are far more open to the next invitation.

  • Send personal emails or text messages to faithful givers thanking them for their support this year. Don’t mention the campaign yet.
  • Call a handful of longtime givers just to say thank you.
  • If your budget allows, send a small gift such as a devotional or a mug with your church’s logo.
  • Host a short thank-you gathering, in person or over video, for givers and volunteers. Spend most of the time on gratitude and stories, then close with a brief preview of your year-end vision.

For more ideas, see how to say thank you in a way that boosts church giving.

Create Worshipful Moments for Giving

Giving is spiritual, not just practical. When the offering is part of worship, it connects people’s hearts to their generosity.

  • Read a passage before the offering, such as Matthew 6:21: “For where your treasure is, there your heart will be also.” Or 2 Corinthians 8:12: “For if the willingness is there, the gift is acceptable according to what one has, not according to what one does not have.”
  • Invite a short testimony or lead a moment of prayer before people give.
  • Remind your congregation that giving is an act of trusting God with what He has already provided.

Create and Sell Resources

A creative way to encourage end-of-year giving is by creating and selling merchandise and resources. These resources could include:

  • T-shirts with a catchy slogan or verse
  • Customized mugs or water bottles
  • Devotional journals
  • Recipe books featuring dishes from church members
  • Inspirational calendars featuring photography from church events or beautiful landscapes
  • Educational materials, like bible study guides or children's Sunday school lesson plans
  • eBooks on topics like faith, community service, or the history of the church

Selling merchandise and resources allows your church to raise funds while also providing something of value to donors. You're not just asking donors to give with nothing in return. Plus, it can also serve as a form of advertisement for your church and its mission.

Digital products cost little to produce and can reach people outside your congregation. Ideas include phone wallpapers with church photography, a recorded worship album, or a short personal finance guide from a biblical perspective. Sell them on your website and social pages.

Host a Fundraising Event or Year-End Concert

Another way to encourage end-of-year giving is by hosting a fundraising event. This could be anything from a fancy gala to a fun run/walk or even a concert. The key is to make the event engaging and enjoyable for attendees while also highlighting the important work of your church.

Consider partnering with local businesses or community organizations to sponsor the event or donate items for an auction. You could also reach out to individuals within your congregation who have connections to well-known musicians, speakers, or performers who may be willing to participate in the event.

A year-end concert is a natural fit for most churches because it draws on ministries you already have. Your worship team performs, your youth help with production and hospitality, your teaching team shapes the theme, and your media team captures the night. If you livestream your services, you can also offer virtual tickets.

Hold a Themed Donation Sale

Most church families have useful items they no longer need. Invite them to donate those items, then sell them with all proceeds going to your campaign. A seasonal theme makes the sale feel like an event rather than a garage sale:

  • Keep Warm This Winter (coats, blankets, boots)
  • Christmas Gift Bundles
  • New Year, New Start (home goods and shoes)

Promote the sale to your local community as well as your congregation. It’s an easy way to welcome neighbors onto your campus.

Teach On Giving and Stewardship

The holiday season can be an excellent time to discuss the importance of giving and stewardship. Teaching on these things can help offset the consumerism and shopping mentality that often comes during the holidays.

You may want to incorporate a sermon series on these topics during the end-of-year giving season. You could also offer educational classes or workshops on budgeting, financial planning, and biblical principles of tithing and generosity.

Not sure how to bring up money without it feeling awkward? See our guide to talking about year-end giving without feeling awkward.

Establish A Giving Challenge

A giving challenge is a fun and engaging way to encourage your congregation to participate in end-of-year giving. You could set a specific goal for the amount you want to raise during the giving season, and then offer incentives or rewards for meeting certain milestones.

For example, if your congregation reaches 50% of the goal, the pastor could agree to do something silly or out of their comfort zone. If the goal is reached, the entire congregation could celebrate with a special event or activity.

The goal of a giving challenge is to create a sense of community and excitement around giving, while also reaching your financial goals for the end of the year.

Give the campaign a short theme people can rally around, such as “Hope for the Holidays” or “Light the Way.” Track progress with a visual like a giving tree in the lobby or a progress bar on your website, and share milestone updates each week.

Run a “Give It Up” Challenge

Ask members to give up one small expense for a set period, such as a daily coffee, a weekly takeout night or a streaming subscription, and give the amount they save to the campaign. Invite people to commit for three to six weeks so the challenge runs through December 31. It’s simple, everyone can take part, and the combined total often surprises a congregation.

Promote Your Campaign Online

Your year-end campaign can reach people beyond Sunday morning, including online attendees and friends of your church.

  • Add a campaign banner to your homepage that links straight to your Give page.
  • Post short videos and progress updates on social media with one clear call to action.
  • Ask members to share your posts. Their networks are often your best audience.
  • Consider a small paid social campaign targeted to your area, with a video and a clear “Give” button.

New to paid social? Start with Facebook ads for churches.

Invite Generosity of Time and Talents

Year-end generosity isn’t only financial. Many people, especially younger adults, express generosity by serving. Give them a way to take part.

  • Organize volunteer opportunities such as serving meals, assembling care packages or supporting a local outreach partner.
  • Use messaging that values every kind of contribution, not just gifts of money.
  • Celebrate the ways your congregation served this year with stories and photos.

Tailor Your Message to Different Givers

Not everyone in your church relates to year-end giving the same way. Sort your list into a few groups based on giving history and involvement, then speak to each group directly.

Faithful Major Givers

These people often have the capacity to fund a specific project or provide a matching gift. Reach out personally with a call or coffee, share the vision, and listen before you ask.

Sample text: “Would you be open to coffee next week? I’d love to share what’s ahead for our church in 2027 and hear what’s on your heart.”

Regular Givers

These are the backbone of your church’s budget. Thank them first and show what their consistency made possible. Then invite them to set up recurring giving or to help champion the campaign.

Sample text: “Thank you for giving faithfully all year. Your generosity made [ministry or outcome] possible. Merry Christmas from all of us at [Church Name].”

Occasional Givers

These people tend to give around holidays or for causes that move them. Connect your appeal to one specific project and make giving take a minute.

Sample email line: “This Christmas, every gift to [project] helps [specific impact]. You can give in about a minute here: [link].”

New Attenders

People who are new, or who visit at Christmas, haven’t given yet and shouldn’t feel pressured. Welcome them, show how the church serves its community, and offer a next step that isn’t money, such as serving or joining a group.

Sample text: “We’re so glad you joined us for Christmas! Here’s how to get connected in the new year: [link].”

Segment your email and text lists the same way, so each group gets a message that fits. Tithely Messaging lets you send texts and emails to specific groups in a few clicks. For a full appeal you can adapt, start with our year-end giving email template.

After the Campaign: Celebrate and Evaluate

How you close the campaign shapes how people respond next year. If your campaign wraps up on the last Sunday of December, use these year-end service ideas to plan that final gathering.

  • Say thank you quickly and personally. Send notes to givers that name what their generosity made possible.
  • Celebrate together. Share the final total, or the share of your goal you reached, on a Sunday in early January, along with a story or two of what the gifts will fund.
  • Thank the whole congregation publicly. Post a thank-you on social media with photos and testimonies from the season.
  • Send year-end giving statements on time. Givers need them for their taxes, and a clear statement builds trust.
  • Evaluate against your SMART goals. Note which ideas moved the numbers and which didn’t, and write it down while it’s fresh. That record becomes step one of next year’s plan.

Final Thoughts

End-of-year giving is incredibly important, not just for meeting financial goals, but for cultivating a culture of generosity within your congregation. By implementing creative strategies you can inspire your church to give generously.

Remember, the objective is not only to reach a financial target but to strengthen the bonds within your community and reinforce the joy that comes from giving. Let’s make this giving season a testament to the power of generosity and the incredible impact it can have on both the givers and the recipients.

Ready to launch? Download the free Year-End Giving Playbook for nine ready-to-use campaign templates, and use Tithely Pledge Campaigns to track commitments and progress toward your goal in one place.

VIDEO transcript

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As the year draws to a close, many churches seek to craft compelling year-end giving campaigns to support their missions, projects, and community outreach efforts. This pivotal time of year is an opportunity for congregations to reflect on the past, celebrate the present, and envision a future filled with hope and faith.

Effective year-end giving campaigns not only provide the necessary funds to support the church's activities but also strengthen the bond within the church community, fostering a culture of generosity and gratitude.

In this article, we'll explore ideas to help your church create a successful year-end giving campaign that resonates with your members and supports the continuation of your valuable work.

Want ready-made templates to go with these ideas? Download Tithely’s free Year-End Giving Playbook for nine campaign templates you can customize for your church.

Why You Should Have A Year-End Giving Campaign

First, let's talk about the value of having a year-end giving campaign. The reality is that the final two months of the year are different than the rest of the year when it comes to giving. In fact, 30% of annual giving happens in December, and about 10% happens in the last three days of the year alone. The simple truth is that people tend to be more generous toward the end of the year.

With that in mind, it's important for churches to take advantage of this trend and create a strategic giving campaign. Here are some more specific reasons you should have an end-of-the-year giving campaign.

Allow People To Fulfill Their Best Intentions

Lots of people intend to be generous, but for one reason or another, don't give as much as they would like throughout the year. As the end of the year approaches, they are looking for ways to make their giving count and fulfill those best intentions. Your church can provide a way for them to do just that through a well-planned year-end campaign.

Create Urgency And Excitement

A year-end giving campaign creates a sense of urgency and excitement. It's an opportunity for your church to share your vision and goals for the coming year and ask people to partner with you financially. This can create a sense of excitement and anticipation among your congregation as they see the impact their giving can make.

Meet Year-End Financial Goals

For many churches, the final months of the year are crucial in meeting their budget and financial goals. A strong year-end giving campaign can help bridge any gaps and ensure that your church finishes the year on solid financial footing. This will not only benefit your church in the short term but also set you up for success in the coming year.

Encourage Generosity And Stewardship

A giving campaign at the end of the year can provide an opportunity to teach and encourage generosity and stewardship among your congregation. By sharing stories of how their giving has made a difference and providing opportunities to give, you can help cultivate a culture of generosity within your church. In addition to benefiting your church financially, this also helps individuals grow in their faith and relationship with God.

Tax Benefits

Many people are looking for ways to maximize their tax deductions before the end of the year. By running a year-end giving campaign, you give your church members the opportunity to increase their charitable giving and maximize tax write-offs. This can be an added incentive for people to give more generously during this time.

Starting with the 2026 tax year, givers who take the standard deduction can deduct up to $1,000 in cash gifts to churches and other public charities ($2,000 for married couples filing jointly), on top of the standard deduction. That means year-end gifts can carry a tax benefit for many more people in your congregation than in past years. Encourage members to talk with a tax professional about their situation.

Strengthen Community And Connection

A year-end giving campaign can also help strengthen the sense of community and connection within your church. As people come together to give towards a common goal, it can foster a sense of unity and shared purpose. Additionally, as you share updates on how the funds are being used, it can help people feel more connected to the impact their giving is making.

Plan For The Future

Finally, a successful year-end giving campaign not only helps meet immediate financial goals but also allows your church to plan and budget for the future. By ending the current year on a strong financial note, you can set your church up for success in the next year and have the resources to pursue new initiatives and projects.

Set SMART Goals Before You Launch

The ideas below work best when they serve a clear target. Before you pick a campaign idea, decide what success looks like. The SMART framework is a simple way to do that.

What SMART Goals Look Like for a Year-End Campaign

  • Specific: Name exactly what you want to accomplish, such as a dollar amount or a project to fund.
  • Measurable: Choose a number you can track week by week.
  • Achievable: Base the goal on last year’s giving so it stretches your church without discouraging it.
  • Relevant: Tie the goal to your church’s mission. If your church is committed to global missions, your campaign might fund a trip or support a long-term missionary.
  • Time-bound: Set a deadline, usually December 31.

Clear goals give your team accountability, keep every ministry pointed in the same direction, and make it easy to judge what worked when the campaign ends.

Sample Year-End Giving Goals

  • Fund a specific project: Raise $50,000 for a new community outreach program by December 31, a 10% increase over last year, so the church can serve 200 more families. Track gifts weekly.
  • Grow online giving: Increase online gifts 20% over the same period last year by promoting your Give page, text-to-give and app in services and emails.
  • Build recurring giving: Increase recurring monthly givers 15% by December 31 with a short series on the impact of consistent giving.

A 5-Step Planning Checklist

  1. Review past campaigns. Look at what worked and what didn’t last year.
  2. Get buy-in. Bring your financial team, pastoral staff and key volunteers into the goal early, and give each ministry a role in promoting it.
  3. Write your goals down. A documented goal becomes the reference point for every decision.
  4. Share them. Circulate a one-page summary so staff and volunteer leaders know their part.
  5. Plan your online giving. Decide how people will give and pledge. A tool like Tithely Pledge Campaigns lets members commit to a gift and lets you track progress toward the goal in real time. New to pledges? Start with what a pledge campaign is.

Build Your Campaign Team and Timeline

A clear goal needs people to carry it and a calendar to keep it moving. Set up both before Thanksgiving.

Build a Small Campaign Team

  • Lead pastor: casts the vision from the stage and signs key appeals.
  • Finance lead: sets the goal, tracks gifts each week and prepares giving statements.
  • Communications lead: writes the emails, texts, slides and social posts.
  • Giving point person: keeps your Give page, text-to-give and QR codes working, and helps anyone who gets stuck.
  • Volunteer coordinator: staffs giving stations, events and thank-you calls.

Meet briefly once a week during the campaign. Set aside a small budget for printing, paid social posts and event costs.

A Sample 2026 Year-End Campaign Calendar

  • Early November: Set your SMART goal, recruit your team, test your Give page and text-to-give, and add QR codes to signs and slides.
  • November 9–25: Thank faithful givers before you ask, and share stories of what God did this year.
  • Sunday, November 29 (first Sunday of Advent): Launch the campaign from the stage with your vision and goal.
  • Tuesday, December 1 (GivingTuesday): Send an email and a text, and post on social media with a link to give.
  • Sundays, December 6, 13 and 20: Share a progress update and one story each week. Celebrate when you reach 25%, 50% and 75% of your goal.
  • Thursday, December 24 (Christmas Eve): Show giving options on screen and in the program, but skip the long appeal. Guests came to hear about Jesus.
  • December 28–31: Send a final email and text. Remind people that the year closes Thursday, December 31, and link to your Give page. Many givers who deduct church donations want to give before the year ends.
  • Sunday, January 3, 2027: Share the result, thank the congregation and preview the year ahead. Send giving statements in January.

Track Progress and Adjust

Review gifts, the number of givers and responses to your emails and texts each week. If an idea isn't moving the numbers by mid-December, shift your effort to what is working, such as more stories, a matching gift or personal follow-up.

15 Creative Year-End Giving Campaign Ideas for Churches

Now that you know why you should organize a year-end giving campaign, let's talk about some creative ideas for your campaign.

Offer Multiple Ways To Give

To garner as many donations as possible during your year-end giving campaign, your church should offer multiple giving options. With Tithely, you can provide your members with six different ways to donate at the end of the year, including:

  • Online giving
  • Text to give
  • Free mobile app
  • Admin gift entry
  • Kiosk giving
  • Check scanning

The reality is that people want to be able to give in a variety of ways to your church. Some want to give via text message while others prefer to still write a check. By providing multiple options, you make it easy for anyone to give, regardless of their preferred method.

Make sure your Give page is simple and offers one-time and recurring gifts. Share step-by-step text-to-give instructions on screen during services and in emails, and set up a giving station or kiosk in a high-traffic area with a volunteer nearby to help. Add a QR code that opens your Give page to your bulletin, lobby signs and service slides, so people can give from their phone in seconds.

Share Your Vision and Goals

We touched on this already but it's worth expanding upon. The end of the year is a great time to share your vision and goals for the coming year. This is the time to get your members excited about what's ahead and the impact their donations will have on your church community. Share any new initiatives or projects you hope to pursue, as well as any goals for growth or outreach.

The more transparent you are about what you are trying to accomplish as a church, the more likely people are to donate to your year-end giving campaigns.

Consider hosting a vision night in December, a short evening service or gathering where you paint a picture of the year ahead and show how this year’s generosity makes it possible.

Establish Specific Projects To Fund With Year-End Giving

People are more likely to give when they know exactly where their money is going and how it will make a difference. Consider identifying specific projects or initiatives within your church that donors can fund through end-of-year giving. This could be anything from funding a mission trip, renovating a community space, or providing resources for a specific ministry.

When focusing on specific projects for year-end giving, it’s crucial to communicate the impact that these projects will have on the community and beyond. Create clear, compelling narratives around each initiative, detailing who will benefit and how.

For instance, if funding is directed towards renovating a community space, share potential stories of the families and individuals whose lives will be enriched by the space.

Planning a special offering for one cause at Christmas? Use this 7-step plan for a Christmas offering, which includes a short offering talk you can adapt for your services.

Seek Matching Donors

One way to incentivize giving and encourage people to donate is by seeking out matching donors. This means finding individuals or organizations willing to match the donations made during your campaign up to a certain amount. This not only doubles the impact of each donation but also creates a sense of urgency for people to give before the matching funds run out.

If you have wealthier donors in your church, consider asking them if they would be willing to match donations up to a certain amount. You can also reach out to local businesses or organizations and see if they would be interested in being matching donors.

Once you secure a match, promote it everywhere: from the stage, in emails and on social media. Simple urgency language works well, such as “Every gift is doubled until December 31.”

Share Stories Of Impact

As noted earlier, sharing updates on how the funds are being used can help people feel more connected to the impact of their giving. Take this a step further and share stories of individuals or families who have been positively impacted by your church's ministries or outreach programs.

You can do this through videos, social media posts, or even testimonial blog posts. These stories not only illustrate the impact of donations but also show the value and importance of continuing to support your church's mission.

Invite people to share their own stories on social media in their own words. On Instagram, use a collaborative post so the story appears on both your church’s profile and theirs. A two-minute video of the people your ministry has helped is often the most powerful piece of a campaign.

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Lead With Gratitude Before You Ask

Before you make a year-end appeal, thank the people who already give. Givers who feel appreciated are far more open to the next invitation.

  • Send personal emails or text messages to faithful givers thanking them for their support this year. Don’t mention the campaign yet.
  • Call a handful of longtime givers just to say thank you.
  • If your budget allows, send a small gift such as a devotional or a mug with your church’s logo.
  • Host a short thank-you gathering, in person or over video, for givers and volunteers. Spend most of the time on gratitude and stories, then close with a brief preview of your year-end vision.

For more ideas, see how to say thank you in a way that boosts church giving.

Create Worshipful Moments for Giving

Giving is spiritual, not just practical. When the offering is part of worship, it connects people’s hearts to their generosity.

  • Read a passage before the offering, such as Matthew 6:21: “For where your treasure is, there your heart will be also.” Or 2 Corinthians 8:12: “For if the willingness is there, the gift is acceptable according to what one has, not according to what one does not have.”
  • Invite a short testimony or lead a moment of prayer before people give.
  • Remind your congregation that giving is an act of trusting God with what He has already provided.

Create and Sell Resources

A creative way to encourage end-of-year giving is by creating and selling merchandise and resources. These resources could include:

  • T-shirts with a catchy slogan or verse
  • Customized mugs or water bottles
  • Devotional journals
  • Recipe books featuring dishes from church members
  • Inspirational calendars featuring photography from church events or beautiful landscapes
  • Educational materials, like bible study guides or children's Sunday school lesson plans
  • eBooks on topics like faith, community service, or the history of the church

Selling merchandise and resources allows your church to raise funds while also providing something of value to donors. You're not just asking donors to give with nothing in return. Plus, it can also serve as a form of advertisement for your church and its mission.

Digital products cost little to produce and can reach people outside your congregation. Ideas include phone wallpapers with church photography, a recorded worship album, or a short personal finance guide from a biblical perspective. Sell them on your website and social pages.

Host a Fundraising Event or Year-End Concert

Another way to encourage end-of-year giving is by hosting a fundraising event. This could be anything from a fancy gala to a fun run/walk or even a concert. The key is to make the event engaging and enjoyable for attendees while also highlighting the important work of your church.

Consider partnering with local businesses or community organizations to sponsor the event or donate items for an auction. You could also reach out to individuals within your congregation who have connections to well-known musicians, speakers, or performers who may be willing to participate in the event.

A year-end concert is a natural fit for most churches because it draws on ministries you already have. Your worship team performs, your youth help with production and hospitality, your teaching team shapes the theme, and your media team captures the night. If you livestream your services, you can also offer virtual tickets.

Hold a Themed Donation Sale

Most church families have useful items they no longer need. Invite them to donate those items, then sell them with all proceeds going to your campaign. A seasonal theme makes the sale feel like an event rather than a garage sale:

  • Keep Warm This Winter (coats, blankets, boots)
  • Christmas Gift Bundles
  • New Year, New Start (home goods and shoes)

Promote the sale to your local community as well as your congregation. It’s an easy way to welcome neighbors onto your campus.

Teach On Giving and Stewardship

The holiday season can be an excellent time to discuss the importance of giving and stewardship. Teaching on these things can help offset the consumerism and shopping mentality that often comes during the holidays.

You may want to incorporate a sermon series on these topics during the end-of-year giving season. You could also offer educational classes or workshops on budgeting, financial planning, and biblical principles of tithing and generosity.

Not sure how to bring up money without it feeling awkward? See our guide to talking about year-end giving without feeling awkward.

Establish A Giving Challenge

A giving challenge is a fun and engaging way to encourage your congregation to participate in end-of-year giving. You could set a specific goal for the amount you want to raise during the giving season, and then offer incentives or rewards for meeting certain milestones.

For example, if your congregation reaches 50% of the goal, the pastor could agree to do something silly or out of their comfort zone. If the goal is reached, the entire congregation could celebrate with a special event or activity.

The goal of a giving challenge is to create a sense of community and excitement around giving, while also reaching your financial goals for the end of the year.

Give the campaign a short theme people can rally around, such as “Hope for the Holidays” or “Light the Way.” Track progress with a visual like a giving tree in the lobby or a progress bar on your website, and share milestone updates each week.

Run a “Give It Up” Challenge

Ask members to give up one small expense for a set period, such as a daily coffee, a weekly takeout night or a streaming subscription, and give the amount they save to the campaign. Invite people to commit for three to six weeks so the challenge runs through December 31. It’s simple, everyone can take part, and the combined total often surprises a congregation.

Promote Your Campaign Online

Your year-end campaign can reach people beyond Sunday morning, including online attendees and friends of your church.

  • Add a campaign banner to your homepage that links straight to your Give page.
  • Post short videos and progress updates on social media with one clear call to action.
  • Ask members to share your posts. Their networks are often your best audience.
  • Consider a small paid social campaign targeted to your area, with a video and a clear “Give” button.

New to paid social? Start with Facebook ads for churches.

Invite Generosity of Time and Talents

Year-end generosity isn’t only financial. Many people, especially younger adults, express generosity by serving. Give them a way to take part.

  • Organize volunteer opportunities such as serving meals, assembling care packages or supporting a local outreach partner.
  • Use messaging that values every kind of contribution, not just gifts of money.
  • Celebrate the ways your congregation served this year with stories and photos.

Tailor Your Message to Different Givers

Not everyone in your church relates to year-end giving the same way. Sort your list into a few groups based on giving history and involvement, then speak to each group directly.

Faithful Major Givers

These people often have the capacity to fund a specific project or provide a matching gift. Reach out personally with a call or coffee, share the vision, and listen before you ask.

Sample text: “Would you be open to coffee next week? I’d love to share what’s ahead for our church in 2027 and hear what’s on your heart.”

Regular Givers

These are the backbone of your church’s budget. Thank them first and show what their consistency made possible. Then invite them to set up recurring giving or to help champion the campaign.

Sample text: “Thank you for giving faithfully all year. Your generosity made [ministry or outcome] possible. Merry Christmas from all of us at [Church Name].”

Occasional Givers

These people tend to give around holidays or for causes that move them. Connect your appeal to one specific project and make giving take a minute.

Sample email line: “This Christmas, every gift to [project] helps [specific impact]. You can give in about a minute here: [link].”

New Attenders

People who are new, or who visit at Christmas, haven’t given yet and shouldn’t feel pressured. Welcome them, show how the church serves its community, and offer a next step that isn’t money, such as serving or joining a group.

Sample text: “We’re so glad you joined us for Christmas! Here’s how to get connected in the new year: [link].”

Segment your email and text lists the same way, so each group gets a message that fits. Tithely Messaging lets you send texts and emails to specific groups in a few clicks. For a full appeal you can adapt, start with our year-end giving email template.

After the Campaign: Celebrate and Evaluate

How you close the campaign shapes how people respond next year. If your campaign wraps up on the last Sunday of December, use these year-end service ideas to plan that final gathering.

  • Say thank you quickly and personally. Send notes to givers that name what their generosity made possible.
  • Celebrate together. Share the final total, or the share of your goal you reached, on a Sunday in early January, along with a story or two of what the gifts will fund.
  • Thank the whole congregation publicly. Post a thank-you on social media with photos and testimonies from the season.
  • Send year-end giving statements on time. Givers need them for their taxes, and a clear statement builds trust.
  • Evaluate against your SMART goals. Note which ideas moved the numbers and which didn’t, and write it down while it’s fresh. That record becomes step one of next year’s plan.

Final Thoughts

End-of-year giving is incredibly important, not just for meeting financial goals, but for cultivating a culture of generosity within your congregation. By implementing creative strategies you can inspire your church to give generously.

Remember, the objective is not only to reach a financial target but to strengthen the bonds within your community and reinforce the joy that comes from giving. Let’s make this giving season a testament to the power of generosity and the incredible impact it can have on both the givers and the recipients.

Ready to launch? Download the free Year-End Giving Playbook for nine ready-to-use campaign templates, and use Tithely Pledge Campaigns to track commitments and progress toward your goal in one place.

AUTHOR

Tithely provides the tools you need to engage with your church online, stay connected, increase generosity, and simplify the lives of your staff.

With tools like text and email messaging, custom church apps and websites, church management software, digital giving, and so much more… it’s no wonder why over 53,000 churches in 50 countries trust Tithely to help run their church. 

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Best Year-End Giving Campaign Ideas For Churches

FAQ

Year-End Giving FAQs

Still have questions? Visit our Help Center for detailed answers, guides, and troubleshooting tips.

When should a church start its year-end giving campaign?

Most churches start planning in October and launch in November, so the campaign is running through December, when about 30% of annual giving happens. Plan to promote it heavily in the last week of the year, when giving peaks.

How much should our year-end goal be?

Start with last year's year-end giving and set a goal that stretches it modestly, often around 10%. Tie the number to a specific project or need so people know what it funds.

How can we encourage year-end giving without being pushy?

Lead with gratitude, tell real stories of impact, connect giving to worship and Scripture, and make it easy to give. People respond to vision and clarity, not pressure.

Do year-end gifts to a church have to be made by December 31 to count for this tax year?

Generally, yes. Online and card gifts count on the date they're made, and mailed checks generally count when they're postmarked. Members should confirm the details with a tax professional.

What's the difference between a giving campaign and a pledge campaign?

A giving campaign asks for gifts toward a goal now. A pledge campaign asks people to commit to an amount they'll give over time, which helps you plan your budget for the year ahead.

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